At a glance
HBL cards have restaurant offers at 274 restaurants and NBP cards at 558, so NBP covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 237 cards nationally (about PKR 1,030 saved per outing). At the 39 restaurants where both banks have an offer, HBL gives the bigger discount at 33 and NBP at 2.
Side by side
| HBL | NBP | |
|---|---|---|
| Restaurants with an offer | 274 | 558 |
| In Karachi | 110 | 214 |
| In Lahore | 109 | 228 |
| In Islamabad | 77 | 135 |
| In Rawalpindi | 22 | 24 |
| In Faisalabad | 30 | 19 |
| In Multan | 23 | 20 |
| Cards with dining offers | 17 | 5 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | National Bank of Pakistan PayPak Pink |
| Lowest-fee card | HBL World Elite DebitCard | National Bank of Pakistan PayPak Pink |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top NBP cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #32National Bank of Pakistan PayPak Pink |  National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | Free | No minimum |
| #34National Bank of Pakistan PayPak Classic | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 2,000 | No minimum |
| #35National Bank of Pakistan UPI Classic | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 2,500 | No minimum |
| #36National Bank of Pakistan UPI Gold | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 3,500 | Balance PKR 100,000 |
| #40National Bank of Pakistan PayPak Edge co-badge Mastercard | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 5,000 | Balance PKR 500,000 |
Restaurants where both banks give a discount
39 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | NBP |
|---|---|---|---|
| Mithaas Lahore | Lahore | 40% (cap PKR 15,000) | 15% (cap PKR 1,500) |
| Tuscany Courtyard | Islamabad | 40% (cap PKR 25,000) | 15% off selected items |
| Tuscany Courtyard Lahore | Lahore | 40% (cap PKR 25,000) | 15% off selected items |
| Villa The Grand Buffet | Lahore | 40% (cap PKR 20,000) | 15% |
| Big Bash | Karachi | 20% | 35% |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 30,000) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 30,000) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 30,000) | 20% (cap PKR 3,000) |
| CP Five Star | Faisalabad | 30% (cap PKR 5,000) | PKR 200 off the Up to 25% Off deal |
| CP Five Star | Lahore | 30% (cap PKR 5,000) | PKR 200 off the Up to 25% Off deal |
| Nom Nom Wok | Islamabad | 30% (cap PKR 10,000) | 20% off selected items |
| Adelante Steak House | Islamabad | 25% (cap PKR 5,000) | 20% off selected items |
| China Town | Multan | 25% (cap PKR 5,000) | 15% |
| Hardee's | Islamabad | 25% (cap PKR 2,000) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Karachi | 25% (cap PKR 2,000) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Lahore | 25% (cap PKR 2,000) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Rawalpindi | 25% (cap PKR 2,000) | PKR 326 off the Up to 45% Off deal |
| Jade Cafe | Multan | 25% (cap PKR 5,000) | 15% |
| Ribeye | Islamabad | 25% (cap PKR 8,000) | PKR 252 off the Up to 10% Off deal |
| Tau's Restaurant | Islamabad | 25% (cap PKR 5,000) | 10% (cap PKR 3,000) |
| Trieste | Islamabad | 25% (cap PKR 5,000) | PKR 985 off the Up to 30% Off deal |
| Casa Rica | Islamabad | 20% (cap PKR 5,000) | 15% |
| Chaaye Khana | Islamabad | 20% (cap PKR 8,000) | 15% |
| Del Frio | Karachi | 15% | 20% (cap PKR 2,500) |
| HeatBox Pizza | Islamabad | 20% | 10% |
HBL vs NBP: frequently asked
Is HBL or NBP better for restaurant discounts?
NBP has offers at more restaurants (558 vs 274). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 237 cards nationally (about PKR 1,030 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or NBP?
Restaurants with an offer by city: Karachi: HBL 110, NBP 214 (NBP ahead); Lahore: HBL 109, NBP 228 (NBP ahead); Islamabad: HBL 77, NBP 135 (NBP ahead); Rawalpindi: HBL 22, NBP 24 (NBP ahead); Faisalabad: HBL 30, NBP 19 (HBL ahead); Multan: HBL 23, NBP 20 (HBL ahead).
Where do both HBL and NBP give restaurant discounts?
39 restaurants have offers from both. HBL's discount is bigger at 33 of them and NBP's at 2; the rest are equal. The largest shared offers are at Mithaas Lahore (Lahore), Tuscany Courtyard (Islamabad), Tuscany Courtyard Lahore (Lahore) and Villa The Grand Buffet (Lahore).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest NBP card with restaurant discounts?
National Bank of Pakistan PayPak Pink has no annual fee. It ranks #32 of 237 cards nationally on restaurant savings.