At a glance
HBL cards have restaurant offers at 274 restaurants and Bank Alfalah cards at 196, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #13 of 237 cards nationally (about PKR 3,264 saved per outing). At the 127 restaurants where both banks have an offer, HBL gives the bigger discount at 34 and Bank Alfalah at 82.
Side by side
| HBL | Bank Alfalah | |
|---|---|---|
| Restaurants with an offer | 274 | 196 |
| In Karachi | 110 | 70 |
| In Lahore | 109 | 97 |
| In Islamabad | 77 | 52 |
| In Rawalpindi | 22 | 11 |
| In Faisalabad | 30 | 14 |
| In Multan | 23 | 6 |
| Cards with dining offers | 17 | 27 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top Bank Alfalah cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #13Bank Alfalah Islamic Premier Visa Infinite Debit Card |  Bank Alfalah |
PKR 3,264 | 238 of 1,747 | 35% | Free | Relationship balance PKR 150,000,000 |
| #14Bank Alfalah Premier Visa Infinite Credit Card | Bank Alfalah |
PKR 3,264 | 238 of 1,747 | 35% | Free | Relationship balance PKR 25,000,000 |
| #15Bank Alfalah Premier Visa Infinite Debit Card | Bank Alfalah |
PKR 3,249 | 236 of 1,747 | 35% | Free | Relationship balance PKR 150,000,000 |
| #43Bank Alfalah Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,301 | 241 of 1,747 | 26% | Free | Relationship balance PKR 3,000,000 |
| #44Bank Alfalah Islamic Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,290 | 241 of 1,747 | 26% | Free | Relationship balance PKR 3,000,000 |
Restaurants where both banks give a discount
127 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Bank Alfalah |
|---|---|---|---|
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Boulangerie | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Cafe Brié | Lahore | 40% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| ChinaTown - Lahore | Lahore | 30% | 50% (cap PKR 25,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cote Rotie | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Karachi | 40% (cap PKR 25,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Lahore | 40% (cap PKR 25,000) | 50% (cap PKR 50,000) |
| Evergreen | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 50,000) |
| Fuchsia | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Fuchsia | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Golden Castle | Faisalabad | 20% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Ideas Cafe | Karachi | 25% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Jade Cafe | Lahore | 30% | 50% (cap PKR 25,000) |
| Kai - Nikkei Cuisine | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Kolachi Restaurant | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Koru Restaurant | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 50,000) |
| Loafology Bakery & Cafe | Islamabad | 40% (cap PKR 20,000) | 50% (cap PKR 20,000) |
| Loafology Bakery & Cafe | Lahore | 40% (cap PKR 20,000) | 50% (cap PKR 20,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 25,000) |
HBL vs Bank Alfalah: frequently asked
Is HBL or Bank Alfalah better for restaurant discounts?
HBL has offers at more restaurants (274 vs 196). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #13 of 237 cards nationally (about PKR 3,264 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Bank Alfalah?
Restaurants with an offer by city: Karachi: HBL 110, Bank Alfalah 70 (HBL ahead); Lahore: HBL 109, Bank Alfalah 97 (HBL ahead); Islamabad: HBL 77, Bank Alfalah 52 (HBL ahead); Rawalpindi: HBL 22, Bank Alfalah 11 (HBL ahead); Faisalabad: HBL 30, Bank Alfalah 14 (HBL ahead); Multan: HBL 23, Bank Alfalah 6 (HBL ahead).
Where do both HBL and Bank Alfalah give restaurant discounts?
127 restaurants have offers from both. HBL's discount is bigger at 34 of them and Bank Alfalah's at 82; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore), Boulangerie (Lahore) and Cafe Aylanto (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Bank Alfalah card with restaurant discounts?
Bank Alfalah Islamic Premier Visa Infinite Debit Card has no annual fee. It ranks #13 of 237 cards nationally on restaurant savings.