At a glance
HBL cards have restaurant offers at 274 restaurants and Faysal Bank cards at 198, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Faysal Bank's best card is Faysal Islami Priority World Debit Card, #23 of 237 cards nationally (about PKR 3,587 saved per outing). At the 127 restaurants where both banks have an offer, HBL gives the bigger discount at 8 and Faysal Bank at 84.
Side by side
| HBL | Faysal Bank | |
|---|---|---|
| Restaurants with an offer | 274 | 198 |
| In Karachi | 110 | 102 |
| In Lahore | 109 | 93 |
| In Islamabad | 77 | 40 |
| In Rawalpindi | 22 | 20 |
| In Faisalabad | 30 | 16 |
| In Multan | 23 | 19 |
| Cards with dining offers | 17 | 16 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Faysal Islami Priority World Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Faysal Islami Priority World Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top Faysal Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #23Faysal Islami Priority World Debit Card |  Faysal Bank Limited |
PKR 3,587 | 215 of 1,747 | 37% | Free | Salary PKR 1,000,000/month |
| #26Faysal Islami Noor World Card | Faysal Bank Limited |
PKR 3,361 | 213 of 1,747 | 36% | PKR 26,000 | Salary PKR 40,000/month |
| #42Faysal Islami Priority Platinum Debit Card | Faysal Bank Limited |
PKR 2,643 | 211 of 1,747 | 27% | Free | Salary PKR 500,000/month |
| #46Faysal Bank Limited Amal Mastercard Platinum Debit Card | Faysal Bank Limited |
PKR 2,640 | 211 of 1,747 | 27% | PKR 7,000 | Not published |
| #50Faysal Islami Noor Platinum Card | Faysal Bank Limited |
PKR 2,596 | 200 of 1,747 | 27% | PKR 19,000 | Salary PKR 40,000/month |
Restaurants where both banks give a discount
127 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Faysal Bank |
|---|---|---|---|
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bistro Rozana - Marriott Karachi | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 20,000) |
| Bukhara | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Bukhara | Rawalpindi | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 20,000) |
| Cafe Latte | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Chandni | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Cote Rotie | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Dumpukht | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 20,000) |
| Eggspectation Restaurant Cafe | Islamabad | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Karachi | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Lahore | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| English Tea House | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Espresso | Karachi | 40% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Evergreen | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Gaia Japanese Fusion | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Gaia Japanese Fusion | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
HBL vs Faysal Bank: frequently asked
Is HBL or Faysal Bank better for restaurant discounts?
HBL has offers at more restaurants (274 vs 198). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Faysal Bank's best card is Faysal Islami Priority World Debit Card, #23 of 237 cards nationally (about PKR 3,587 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Faysal Bank?
Restaurants with an offer by city: Karachi: HBL 110, Faysal Bank 102 (HBL ahead); Lahore: HBL 109, Faysal Bank 93 (HBL ahead); Islamabad: HBL 77, Faysal Bank 40 (HBL ahead); Rawalpindi: HBL 22, Faysal Bank 20 (HBL ahead); Faisalabad: HBL 30, Faysal Bank 16 (HBL ahead); Multan: HBL 23, Faysal Bank 19 (HBL ahead).
Where do both HBL and Faysal Bank give restaurant discounts?
127 restaurants have offers from both. HBL's discount is bigger at 8 of them and Faysal Bank's at 84; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore), Bistro Rozana - Marriott Karachi (Karachi) and Bukhara (Lahore).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Faysal Bank card with restaurant discounts?
Faysal Islami Priority World Debit Card has no annual fee. It ranks #23 of 237 cards nationally on restaurant savings.