At a glance
HBL cards have restaurant offers at 274 restaurants and MCB cards at 151, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #28 of 237 cards nationally (about PKR 2,921 saved per outing). At the 102 restaurants where both banks have an offer, HBL gives the bigger discount at 39 and MCB at 39.
Side by side
| HBL | MCB | |
|---|---|---|
| Restaurants with an offer | 274 | 151 |
| In Karachi | 110 | 54 |
| In Lahore | 109 | 81 |
| In Islamabad | 77 | 32 |
| In Rawalpindi | 22 | 10 |
| In Faisalabad | 30 | 24 |
| In Multan | 23 | 23 |
| Cards with dining offers | 17 | 11 |
| Highest discount | 40% | 60% |
| Best-ranked card | HBL World Elite DebitCard | MCB Bank Limited Visa Signature Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | MCB Bank Limited Visa Fun Club Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top MCB cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #28MCB Bank Limited Visa Signature Debit Card |  MCB Bank Limited |
PKR 2,921 | 224 of 1,747 | 31% | Not published | Relationship balance PKR 5,000,000 |
| #57MCB Bank Limited Visa Platinum Credit Card | MCB Bank Limited |
PKR 1,934 | 224 of 1,747 | 28% | PKR 22,000 | Not published |
| #77MCB Bank Limited Visa Platinum Debit Card | MCB Bank Limited |
PKR 1,678 | 190 of 1,747 | 29% | PKR 14,000 | Relationship balance PKR 5,000,000 |
| #116MCB Bank Limited Nayab Visa Debit Card | MCB Bank Limited |
PKR 1,227 | 164 of 1,747 | 21% | PKR 4,500 | Not published |
| #146MCB Bank Limited Visa Gold Credit Card | MCB Bank Limited |
PKR 1,314 | 149 of 1,747 | 21% | PKR 14,000 | Not published |
Restaurants where both banks give a discount
102 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | MCB |
|---|---|---|---|
| Rangoli | Karachi | 10% (cap PKR 5,000) | 60% (cap PKR 6,000) |
| Aangan Restaurant & Banquet Hall | Multan | 15% | 40% (cap PKR 5,000) |
| Adaab | Lahore | 30% | 40% (cap PKR 5,000) |
| Angeethi | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 6,000) |
| Bar.B.Q Tonight | Islamabad | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
| Bohat Aala Restaurant | Lahore | 40% (cap PKR 20,000) | 30% (cap PKR 5,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 15,000) | 40% (cap PKR 10,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 40% (cap PKR 10,000) |
| Cafe Cilantro | Faisalabad | 30% (cap PKR 6,000) | 40% (cap PKR 5,000) |
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 40% (cap PKR 10,000) |
| Cafe Zouk | Lahore | 40% (cap PKR 15,000) | 30% (cap PKR 5,000) |
| Cafeela | Karachi | 25% (cap PKR 5,000) | 40% (cap PKR 6,000) |
| Chashni | Islamabad | 40% (cap PKR 10,000) | 30% (cap PKR 2,000) |
| Chashni | Lahore | 40% (cap PKR 10,000) | 30% (cap PKR 2,000) |
| Chashni | Rawalpindi | 40% (cap PKR 10,000) | 30% (cap PKR 2,000) |
| China Town | Multan | 25% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| ChinaTown - Lahore | Lahore | 30% | 40% (cap PKR 5,000) |
| Cocochan | Karachi | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 30,000) | 40% (cap PKR 6,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 6,000) |
| Cote Rotie | Karachi | 40% (cap PKR 30,000) | 40% (cap PKR 6,000) |
| Desi Table | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 5,000) |
| Dunkin | Islamabad | 40% (cap PKR 5,000) | 30% (cap PKR 5,000) |
HBL vs MCB: frequently asked
Is HBL or MCB better for restaurant discounts?
HBL has offers at more restaurants (274 vs 151). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #28 of 237 cards nationally (about PKR 2,921 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or MCB?
Restaurants with an offer by city: Karachi: HBL 110, MCB 54 (HBL ahead); Lahore: HBL 109, MCB 81 (HBL ahead); Islamabad: HBL 77, MCB 32 (HBL ahead); Rawalpindi: HBL 22, MCB 10 (HBL ahead); Faisalabad: HBL 30, MCB 24 (HBL ahead); Multan: HBL 23, MCB 23 (tied).
Where do both HBL and MCB give restaurant discounts?
102 restaurants have offers from both. HBL's discount is bigger at 39 of them and MCB's at 39; the rest are equal. The largest shared offers are at Rangoli (Karachi), Aangan Restaurant & Banquet Hall (Multan), Adaab (Lahore) and Angeethi (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest MCB card with restaurant discounts?
MCB Bank Limited Visa Fun Club Debit Card has the lowest published annual fee among MCB cards with dining offers, PKR 1,000 a year. It ranks #226 of 237 cards nationally on restaurant savings.