At a glance
HBL cards have restaurant offers at 274 restaurants and Meezan Bank cards at 187, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Meezan Bank's best card is Meezan Bank Visa Infinite Debit Card, #24 of 237 cards nationally (about PKR 3,091 saved per outing). At the 122 restaurants where both banks have an offer, HBL gives the bigger discount at 14 and Meezan Bank at 61.
Side by side
| HBL | Meezan Bank | |
|---|---|---|
| Restaurants with an offer | 274 | 187 |
| In Karachi | 110 | 100 |
| In Lahore | 109 | 83 |
| In Islamabad | 77 | 27 |
| In Rawalpindi | 22 | 14 |
| In Faisalabad | 30 | 18 |
| In Multan | 23 | 13 |
| Cards with dining offers | 17 | 14 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Meezan Bank Visa Infinite Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Meezan Bank Platinum Mastercard Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top Meezan Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #24Meezan Bank Visa Infinite Debit Card |  Meezan Bank |
PKR 3,091 | 252 of 1,747 | 33% | PKR 45,000 | Relationship balance PKR 15,000,000 |
| #38Meezan Bank Mastercard World Debit Card | Meezan Bank |
PKR 2,549 | 248 of 1,747 | 27% | PKR 27,500 | Relationship balance PKR 5,000,000 |
| #65Meezan Bank Platinum Mastercard Debit Card | Meezan Bank |
PKR 1,942 | 167 of 1,747 | 21% | Free | Relationship balance PKR 3,000,000 |
| #71Meezan Bank Platinum Visa Debit Card | Meezan Bank |
PKR 1,942 | 167 of 1,747 | 21% | PKR 10,000 | Not published |
| #76Meezan Bank Visa Charge Card | Meezan Bank |
PKR 2,145 | 124 of 1,747 | 22% | PKR 4,500 | Average balance PKR 200,000 |
Restaurants where both banks give a discount
122 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Meezan Bank |
|---|---|---|---|
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 15,000) |
| Esquires Coffee Pakistan | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 6,000) |
| GreenO Juice Bars | Islamabad | 40% (cap PKR 2,000) | 50% (cap PKR 2,000) |
| GreenO Juice Bars | Karachi | 40% (cap PKR 2,000) | 50% (cap PKR 2,000) |
| GreenO Juice Bars | Lahore | 40% (cap PKR 2,000) | 50% (cap PKR 2,000) |
| GreenO Juice Bars | Rawalpindi | 40% (cap PKR 2,000) | 50% (cap PKR 2,000) |
| Pie in the Sky | Karachi | 20% (cap PKR 5,000) | 50% (cap PKR 3,000) |
| Pie in the Sky | Lahore | 20% (cap PKR 5,000) | 50% (cap PKR 3,000) |
| WildFlour by NK | Karachi | 40% (cap PKR 20,000) | 50% (cap PKR 10,000) |
| Bukhara | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Bukhara | Rawalpindi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Cafe Latte | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Chandni | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Dumpukht | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Grapevine Cafe | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Jason's Steak House | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Marco Polo | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Marco Polo | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Marco Polo | Rawalpindi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Nadia Coffee Shop | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Nostimo | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Sakura | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Tai-Pan | Karachi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Tai-Pan | Lahore | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
| Tai-Pan | Rawalpindi | 40% (cap PKR 15,000) | 45% (cap PKR 15,000) |
HBL vs Meezan Bank: frequently asked
Is HBL or Meezan Bank better for restaurant discounts?
HBL has offers at more restaurants (274 vs 187). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Meezan Bank's best card is Meezan Bank Visa Infinite Debit Card, #24 of 237 cards nationally (about PKR 3,091 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Meezan Bank?
Restaurants with an offer by city: Karachi: HBL 110, Meezan Bank 100 (HBL ahead); Lahore: HBL 109, Meezan Bank 83 (HBL ahead); Islamabad: HBL 77, Meezan Bank 27 (HBL ahead); Rawalpindi: HBL 22, Meezan Bank 14 (HBL ahead); Faisalabad: HBL 30, Meezan Bank 18 (HBL ahead); Multan: HBL 23, Meezan Bank 13 (HBL ahead).
Where do both HBL and Meezan Bank give restaurant discounts?
122 restaurants have offers from both. HBL's discount is bigger at 14 of them and Meezan Bank's at 61; the rest are equal. The largest shared offers are at Cafe Flo (Karachi), Esquires Coffee Pakistan (Karachi), GreenO Juice Bars (Islamabad) and GreenO Juice Bars (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Meezan Bank card with restaurant discounts?
Meezan Bank Platinum Mastercard Debit Card has no annual fee. It ranks #65 of 237 cards nationally on restaurant savings.