HBL vs Askari Bank: restaurant card discounts compared

How HBL and Askari Bank cards compare on restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan.

HBL restaurants274
Askari Bank restaurants309
Shared156
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At a glance

HBL cards have restaurant offers at 274 restaurants and Askari Bank cards at 309, so Askari Bank covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Askari Bank's best card is Askari Visa Signature Debit Card, #1 of 237 cards nationally (about PKR 3,206 saved per outing). At the 156 restaurants where both banks have an offer, HBL gives the bigger discount at 15 and Askari Bank at 74.

Side by side

HBLAskari Bank
Restaurants with an offer274309
In Karachi110113
In Lahore109125
In Islamabad77103
In Rawalpindi2231
In Faisalabad3025
In Multan2323
Cards with dining offers1713
Highest discount40%50%
Best-ranked cardHBL World Elite DebitCard
#4 · PKR 2,659 per outing
Askari Visa Signature Debit Card
#1 · PKR 3,206 per outing
Lowest-fee cardHBL World Elite DebitCard
Free
Askari Visa Signature Debit Card
Free

Top HBL cards

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#4HBL World Elite DebitCard Habib Bank Limited PKR 2,659 370 of 1,747 27% Free Relationship balance PKR 5,000,000
#6HBL Visa Infinite CreditCard Habib Bank Limited PKR 2,964 345 of 1,747 30% PKR 22,000 Salary PKR 400,000/month
#11HBL Platinum CreditCard Habib Bank Limited PKR 2,258 367 of 1,747 23% PKR 22,000 Salary PKR 400,000/month
#19HBL World DebitCard Habib Bank Limited PKR 2,155 339 of 1,747 22% PKR 20,000 Relationship balance PKR 2,000,000
#20HBL World Business DebitCard Habib Bank Limited PKR 2,160 340 of 1,747 22% PKR 22,000 Not published

Top Askari Bank cards

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#1Askari Visa Signature Debit Card Askari Bank Limited PKR 3,206 408 of 1,747 33% Free Relationship balance PKR 5,000,000
#2Askari World Credit Card Askari Bank Limited PKR 3,141 417 of 1,747 32% PKR 25,000 Salary PKR 1,000,000/month
#7Askari Visa Platinum Debit Card Askari Bank Limited PKR 2,440 406 of 1,747 25% PKR 8,000 Not published
#8Askari Platinum Credit Card Askari Bank Limited PKR 2,416 420 of 1,747 25% PKR 20,500 Salary PKR 35,000/month
#21Askari Corporate Credit Card Askari Bank Limited PKR 3,667 220 of 1,747 37% PKR 5,500 Salary PKR 35,000/month

Restaurants where both banks give a discount

156 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.

RestaurantCityHBLAskari Bank
Bon AppetitRawalpindi25% (cap PKR 8,000)50% (cap PKR 10,000)
Butlers Chocolate CafeKarachi30% (cap PKR 10,000)50% (cap PKR 10,000)
Butlers Chocolate CafeLahore30% (cap PKR 10,000)50% (cap PKR 10,000)
CafeelaKarachi25% (cap PKR 5,000)50% (cap PKR 10,000)
Chatterbox CafeKarachi20% (cap PKR 10,000)50% (cap PKR 10,000)
Chef's Table PakistanKarachi25%50% (cap PKR 10,000)
Coffee PlanetIslamabad15% (cap PKR 1,000)50% (cap PKR 10,000)
Coffee PlanetKarachi15% (cap PKR 1,000)50% (cap PKR 10,000)
Coffee PlanetLahore15% (cap PKR 1,000)50% (cap PKR 10,000)
Coffee PlanetRawalpindi15% (cap PKR 1,000)50% (cap PKR 10,000)
Cosa NostraLahore40% (cap PKR 10,000)50% (cap PKR 10,000)
Costa Coffee PakistanIslamabad30% (cap PKR 30,000)50% (cap PKR 10,000)
Costa Coffee PakistanKarachi30% (cap PKR 30,000)50% (cap PKR 10,000)
Costa Coffee PakistanLahore30% (cap PKR 30,000)50% (cap PKR 10,000)
Cote RotieKarachi40% (cap PKR 30,000)50% (cap PKR 7,000)
English Tea HouseIslamabad40% (cap PKR 10,000)50% (cap PKR 10,000)
English Tea HouseKarachi40% (cap PKR 10,000)50% (cap PKR 10,000)
English Tea HouseLahore40% (cap PKR 10,000)50% (cap PKR 10,000)
Fresh BasketKarachi40% (cap PKR 10,000)50% (cap PKR 7,000)
GreenO Juice BarsIslamabad40% (cap PKR 2,000)50% (cap PKR 10,000)
GreenO Juice BarsKarachi40% (cap PKR 2,000)50% (cap PKR 10,000)
GreenO Juice BarsLahore40% (cap PKR 2,000)50% (cap PKR 10,000)
Kitchen CuisineIslamabad25% (cap PKR 2,500)50% (cap PKR 10,000)
Kitchen CuisineLahore25% (cap PKR 2,500)50% (cap PKR 10,000)
Kitchen CuisineRawalpindi25% (cap PKR 2,500)50% (cap PKR 10,000)

HBL vs Askari Bank: frequently asked

Is HBL or Askari Bank better for restaurant discounts?
Askari Bank has offers at more restaurants (309 vs 274). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Askari Bank's best card is Askari Visa Signature Debit Card, #1 of 237 cards nationally (about PKR 3,206 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Askari Bank?
Restaurants with an offer by city: Karachi: HBL 110, Askari Bank 113 (Askari Bank ahead); Lahore: HBL 109, Askari Bank 125 (Askari Bank ahead); Islamabad: HBL 77, Askari Bank 103 (Askari Bank ahead); Rawalpindi: HBL 22, Askari Bank 31 (Askari Bank ahead); Faisalabad: HBL 30, Askari Bank 25 (HBL ahead); Multan: HBL 23, Askari Bank 23 (tied).
Where do both HBL and Askari Bank give restaurant discounts?
156 restaurants have offers from both. HBL's discount is bigger at 15 of them and Askari Bank's at 74; the rest are equal. The largest shared offers are at Bon Appetit (Rawalpindi), Butlers Chocolate Cafe (Karachi), Butlers Chocolate Cafe (Lahore) and Cafeela (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Askari Bank card with restaurant discounts?
Askari Visa Signature Debit Card has no annual fee. It ranks #1 of 237 cards nationally on restaurant savings.

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