At a glance
HBL cards have restaurant offers at 274 restaurants and Askari Bank cards at 309, so Askari Bank covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Askari Bank's best card is Askari Visa Signature Debit Card, #1 of 237 cards nationally (about PKR 3,206 saved per outing). At the 156 restaurants where both banks have an offer, HBL gives the bigger discount at 15 and Askari Bank at 74.
Side by side
| HBL | Askari Bank | |
|---|---|---|
| Restaurants with an offer | 274 | 309 |
| In Karachi | 110 | 113 |
| In Lahore | 109 | 125 |
| In Islamabad | 77 | 103 |
| In Rawalpindi | 22 | 31 |
| In Faisalabad | 30 | 25 |
| In Multan | 23 | 23 |
| Cards with dining offers | 17 | 13 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Askari Visa Signature Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Askari Visa Signature Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard | Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top Askari Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #1Askari Visa Signature Debit Card | Askari Bank Limited |
PKR 3,206 | 408 of 1,747 | 33% | Free | Relationship balance PKR 5,000,000 |
| #2Askari World Credit Card | Askari Bank Limited |
PKR 3,141 | 417 of 1,747 | 32% | PKR 25,000 | Salary PKR 1,000,000/month |
| #7Askari Visa Platinum Debit Card | Askari Bank Limited |
PKR 2,440 | 406 of 1,747 | 25% | PKR 8,000 | Not published |
| #8Askari Platinum Credit Card | Askari Bank Limited |
PKR 2,416 | 420 of 1,747 | 25% | PKR 20,500 | Salary PKR 35,000/month |
| #21Askari Corporate Credit Card | Askari Bank Limited |
PKR 3,667 | 220 of 1,747 | 37% | PKR 5,500 | Salary PKR 35,000/month |
Restaurants where both banks give a discount
156 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Askari Bank |
|---|---|---|---|
| Bon Appetit | Rawalpindi | 25% (cap PKR 8,000) | 50% (cap PKR 10,000) |
| Butlers Chocolate Cafe | Karachi | 30% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Butlers Chocolate Cafe | Lahore | 30% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Cafeela | Karachi | 25% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Chatterbox Cafe | Karachi | 20% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Chef's Table Pakistan | Karachi | 25% | 50% (cap PKR 10,000) |
| Coffee Planet | Islamabad | 15% (cap PKR 1,000) | 50% (cap PKR 10,000) |
| Coffee Planet | Karachi | 15% (cap PKR 1,000) | 50% (cap PKR 10,000) |
| Coffee Planet | Lahore | 15% (cap PKR 1,000) | 50% (cap PKR 10,000) |
| Coffee Planet | Rawalpindi | 15% (cap PKR 1,000) | 50% (cap PKR 10,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Cote Rotie | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 7,000) |
| English Tea House | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Fresh Basket | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 7,000) |
| GreenO Juice Bars | Islamabad | 40% (cap PKR 2,000) | 50% (cap PKR 10,000) |
| GreenO Juice Bars | Karachi | 40% (cap PKR 2,000) | 50% (cap PKR 10,000) |
| GreenO Juice Bars | Lahore | 40% (cap PKR 2,000) | 50% (cap PKR 10,000) |
| Kitchen Cuisine | Islamabad | 25% (cap PKR 2,500) | 50% (cap PKR 10,000) |
| Kitchen Cuisine | Lahore | 25% (cap PKR 2,500) | 50% (cap PKR 10,000) |
| Kitchen Cuisine | Rawalpindi | 25% (cap PKR 2,500) | 50% (cap PKR 10,000) |
HBL vs Askari Bank: frequently asked
Is HBL or Askari Bank better for restaurant discounts?
Askari Bank has offers at more restaurants (309 vs 274). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Askari Bank's best card is Askari Visa Signature Debit Card, #1 of 237 cards nationally (about PKR 3,206 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Askari Bank?
Restaurants with an offer by city: Karachi: HBL 110, Askari Bank 113 (Askari Bank ahead); Lahore: HBL 109, Askari Bank 125 (Askari Bank ahead); Islamabad: HBL 77, Askari Bank 103 (Askari Bank ahead); Rawalpindi: HBL 22, Askari Bank 31 (Askari Bank ahead); Faisalabad: HBL 30, Askari Bank 25 (HBL ahead); Multan: HBL 23, Askari Bank 23 (tied).
Where do both HBL and Askari Bank give restaurant discounts?
156 restaurants have offers from both. HBL's discount is bigger at 15 of them and Askari Bank's at 74; the rest are equal. The largest shared offers are at Bon Appetit (Rawalpindi), Butlers Chocolate Cafe (Karachi), Butlers Chocolate Cafe (Lahore) and Cafeela (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Askari Bank card with restaurant discounts?
Askari Visa Signature Debit Card has no annual fee. It ranks #1 of 237 cards nationally on restaurant savings.

