Best cards for restaurant discounts in Karachi

Every bank card with a dining offer in Karachi, ranked by what it saves on a typical PKR 10,000 bill. No bank pays to be listed.

Restaurants572
Cards230
Banks21
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At a glance

KonsaCard tracks 572 restaurants in Karachi with discounts on 230 cards from 21 banks and Jubilee Life Insurance. The top-ranked card for a PKR 10,000 bill is Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,106 saved per outing at 111 restaurants, for customers with a relationship balance of PKR 5,000,000. The best card without a high salary or balance requirement is AL Habib Platinum Credit Card (Bank AL Habib), about PKR 2,256 saved per outing at 138 restaurants, annual fee PKR 20,000 (#9 overall). Best credit card: Askari World Credit Card. National Bank of Pakistan has offers at the most Karachi restaurants (214).

Top 15 cards in Karachi

Ranked by estimated saving per outing at Karachi restaurants, adjusted for how many restaurants each card covers and its annual fee. See the methodology.

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#1Askari Visa Signature Debit Card Askari Bank Limited PKR 3,106 111 of 572 32% Free Relationship balance PKR 5,000,000
#2Askari World Credit Card Askari Bank Limited PKR 3,033 113 of 572 31% PKR 25,000 Salary PKR 1,000,000/month
#3AL Habib Signature Debit Card Bank AL Habib PKR 2,747 155 of 572 29% PKR 23,000 Salary PKR 750,000/month
#4HBL Islamic World Elite DebitCard HBL Islamic Bank Limited PKR 2,578 110 of 572 26% Free Relationship balance PKR 5,000,000
#5HBL World Elite DebitCard Habib Bank Limited PKR 2,578 110 of 572 26% Free Relationship balance PKR 5,000,000
#6HBL Visa Infinite CreditCard Habib Bank Limited PKR 2,970 98 of 572 30% PKR 22,000 Salary PKR 400,000/month
#7Meezan Bank Visa Infinite Debit Card Meezan Bank PKR 3,167 99 of 572 35% PKR 45,000 Relationship balance PKR 15,000,000
#8Askari Visa Platinum Debit Card Askari Bank Limited PKR 2,394 111 of 572 24% PKR 8,000 Not published
#9AL Habib Platinum Credit Card Bank AL Habib PKR 2,256 138 of 572 25% PKR 20,000 Salary PKR 20,000/month
#10Askari Platinum Credit Card Askari Bank Limited PKR 2,374 113 of 572 24% PKR 20,500 Salary PKR 35,000/month
#11AL Habib Platinum Debit Card Bank AL Habib PKR 2,271 119 of 572 24% PKR 10,000 Salary PKR 150,000/month
#12Faysal Islami Priority World Debit Card Faysal Bank Limited PKR 3,541 81 of 572 37% Free Salary PKR 1,000,000/month
#13HBL Platinum CreditCard Habib Bank Limited PKR 2,251 110 of 572 23% PKR 22,000 Salary PKR 400,000/month
#14Allied Bank Visa Infinite Debit Card Allied Bank PKR 3,259 78 of 572 34% Free Balance PKR 5,000,000
#15United Bank Limited (UBL) Mastercard Signature Debit Card United Bank Limited (UBL) PKR 2,935 88 of 572 30% PKR 25,000 Average balance PKR 3,000,000

Best cards without a high salary or balance requirement in Karachi

The same ranking, keeping only cards whose bank asks for less than a PKR 200,000 monthly salary or a PKR 1,000,000 balance. Cards whose bank does not publish its requirements are left out. The # is each card's place in the full ranking above.

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#9AL Habib Platinum Credit Card Bank AL Habib PKR 2,256 138 of 572 25% PKR 20,000 Salary PKR 20,000/month
#10Askari Platinum Credit Card Askari Bank Limited PKR 2,374 113 of 572 24% PKR 20,500 Salary PKR 35,000/month
#11AL Habib Platinum Debit Card Bank AL Habib PKR 2,271 119 of 572 24% PKR 10,000 Salary PKR 150,000/month
#16Meezan Bank Mastercard World Debit Card Meezan Bank PKR 2,541 98 of 572 28% PKR 27,500 Relationship balance PKR 5,000,000
#17Faysal Islami Noor World Card Faysal Bank Limited PKR 3,234 80 of 572 36% PKR 26,000 Salary PKR 40,000/month
#28National Bank of Pakistan PayPak Pink National Bank of Pakistan PKR 1,175 214 of 572 21% Free No minimum
#29National Bank of Pakistan PayPak Classic National Bank of Pakistan PKR 1,175 214 of 572 21% PKR 2,000 No minimum
#32National Bank of Pakistan UPI Classic National Bank of Pakistan PKR 1,175 214 of 572 21% PKR 2,500 No minimum
#34National Bank of Pakistan UPI Gold National Bank of Pakistan PKR 1,175 214 of 572 21% PKR 3,500 Balance PKR 100,000
#35National Bank of Pakistan PayPak Edge co-badge Mastercard National Bank of Pakistan PKR 1,175 214 of 572 21% PKR 5,000 Balance PKR 500,000

Best card by type in Karachi

Debit cards

  • Askari Visa Signature Debit Card#1 in Karachi · PKR 3,106 per outing · no annual fee
  • AL Habib Signature Debit Card#3 in Karachi · PKR 2,747 per outing · fee PKR 23,000
  • HBL Islamic World Elite DebitCard#4 in Karachi · PKR 2,578 per outing · no annual fee
Full ranking

Credit cards

  • Askari World Credit Card#2 in Karachi · PKR 3,033 per outing · fee PKR 25,000
  • HBL Visa Infinite CreditCard#6 in Karachi · PKR 2,970 per outing · fee PKR 22,000
  • AL Habib Platinum Credit Card#9 in Karachi · PKR 2,256 per outing · fee PKR 20,000
Full ranking

Islamic cards

  • HBL Islamic World Elite DebitCard#4 in Karachi · PKR 2,578 per outing · no annual fee
  • Meezan Bank Visa Infinite Debit Card#7 in Karachi · PKR 3,167 per outing · fee PKR 45,000
  • Faysal Islami Priority World Debit Card#12 in Karachi · PKR 3,541 per outing · no annual fee
Full ranking

Annual fee PKR 3,000 or less

  • Askari Visa Signature Debit Card#1 in Karachi · PKR 3,106 per outing · no annual fee
  • HBL Islamic World Elite DebitCard#4 in Karachi · PKR 2,578 per outing · no annual fee
  • HBL World Elite DebitCard#5 in Karachi · PKR 2,578 per outing · no annual fee
Full ranking

Banks with restaurant offers in Karachi

Karachi restaurants with the most card discounts

Frequently asked about card discounts in Karachi

Which card gives the best restaurant discounts in Karachi?
On KonsaCard's ranking for a PKR 10,000 bill, the top cards in Karachi are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,106 saved per outing at 111 restaurants, for customers with a relationship balance of PKR 5,000,000; Askari World Credit Card (Askari Bank Limited), about PKR 3,033 saved per outing at 113 restaurants, for customers with a salary of PKR 1,000,000 a month; and AL Habib Signature Debit Card (Bank AL Habib), about PKR 2,747 saved per outing at 155 restaurants, for customers with a salary of PKR 750,000 a month or a average balance of PKR 2,000,000. The ranking weighs the saving per outing, how many restaurants the card covers and its annual fee.
Which restaurant discount card in Karachi can I get without a high salary or balance?
Among cards whose bank asks for less than a PKR 200,000 monthly salary or a PKR 1,000,000 balance, the best in Karachi are AL Habib Platinum Credit Card (Bank AL Habib), about PKR 2,256 saved per outing at 138 restaurants, annual fee PKR 20,000; Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,374 saved per outing at 113 restaurants, annual fee PKR 20,500; and AL Habib Platinum Debit Card (Bank AL Habib), about PKR 2,271 saved per outing at 119 restaurants, annual fee PKR 10,000.
What is the best debit card for restaurants in Karachi?
The top debit cards in Karachi are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,106 saved per outing at 111 restaurants, for customers with a relationship balance of PKR 5,000,000; AL Habib Signature Debit Card (Bank AL Habib), about PKR 2,747 saved per outing at 155 restaurants, for customers with a salary of PKR 750,000 a month or a average balance of PKR 2,000,000; and HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,578 saved per outing at 110 restaurants, for customers with a relationship balance of PKR 5,000,000.
What is the best credit card for restaurants in Karachi?
The top credit cards in Karachi are Askari World Credit Card (Askari Bank Limited), about PKR 3,033 saved per outing at 113 restaurants, annual fee PKR 25,000, for customers with a salary of PKR 1,000,000 a month; HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,970 saved per outing at 98 restaurants, annual fee PKR 22,000, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000; and AL Habib Platinum Credit Card (Bank AL Habib), about PKR 2,256 saved per outing at 138 restaurants, annual fee PKR 20,000.
Which bank has the most restaurant discounts in Karachi?
By number of restaurants with an offer, the leading banks in Karachi are National Bank of Pakistan (214), Bank AL Habib (155) and Askari Bank Limited (113).
Which card with a low annual fee is best for restaurants in Karachi?
Among cards with an annual fee of PKR 3,000 or less, the best in Karachi are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,106 saved per outing at 111 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000; HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,578 saved per outing at 110 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000; and HBL World Elite DebitCard (Habib Bank Limited), about PKR 2,578 saved per outing at 110 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000.
Which Karachi restaurants have the most card discounts?
Kababjees (130 cards), Maxim's Restaurant (117 cards), Hobnob Bakery (94 cards), Akbari Nihari - Port Grand (90 cards) and Angelini's - Port Grand (90 cards) accept the most bank cards for a discount.
How current are these Karachi offers?
Offers are refreshed daily from bank offer pages and partner feeds; this page was last checked November 10, 2026. Confirm the discount with the bank or restaurant before you rely on it.

Other cities

Last updated . Independent restaurant discount comparison for Pakistan. Offers can change. Always confirm current terms directly with the bank or restaurant.
Restaurant data, branch addresses, and offer details are sourced from Peekaboo Guru, Easypaisa, and bank-published material. KonsaCard is an independent comparison and is not affiliated with any bank or merchant.