HBL vs Allied Bank: restaurant card discounts compared

How HBL and Allied Bank cards compare on restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan.

HBL restaurants274
Allied Bank restaurants246
Shared133
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Offers verified

At a glance

HBL cards have restaurant offers at 274 restaurants and Allied Bank cards at 246, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Allied Bank's best card is Allied Bank Visa Infinite Debit Card, #5 of 237 cards nationally (about PKR 3,409 saved per outing). At the 133 restaurants where both banks have an offer, HBL gives the bigger discount at 19 and Allied Bank at 83.

Side by side

HBLAllied Bank
Restaurants with an offer274246
In Karachi11078
In Lahore109150
In Islamabad7746
In Rawalpindi2210
In Faisalabad3026
In Multan2322
Cards with dining offers1717
Highest discount40%50%
Best-ranked cardHBL World Elite DebitCard
#4 · PKR 2,659 per outing
Allied Bank Visa Infinite Debit Card
#5 · PKR 3,409 per outing
Lowest-fee cardHBL World Elite DebitCard
Free
Allied Bank Visa Infinite Debit Card
Free

Top HBL cards

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#4HBL World Elite DebitCard Habib Bank Limited PKR 2,659 370 of 1,747 27% Free Relationship balance PKR 5,000,000
#6HBL Visa Infinite CreditCard Habib Bank Limited PKR 2,964 345 of 1,747 30% PKR 22,000 Salary PKR 400,000/month
#11HBL Platinum CreditCard Habib Bank Limited PKR 2,258 367 of 1,747 23% PKR 22,000 Salary PKR 400,000/month
#19HBL World DebitCard Habib Bank Limited PKR 2,155 339 of 1,747 22% PKR 20,000 Relationship balance PKR 2,000,000
#20HBL World Business DebitCard Habib Bank Limited PKR 2,160 340 of 1,747 22% PKR 22,000 Not published

Top Allied Bank cards

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#5Allied Bank Visa Infinite Debit Card Allied Bank PKR 3,409 332 of 1,747 35% Free Balance PKR 5,000,000
#9Allied Bank Visa Premium Debit Card Allied Bank PKR 2,727 329 of 1,747 28% PKR 19,500 Balance PKR 2,000,000
#29Allied Bank Visa Platinum Credit Card Allied Bank PKR 1,907 324 of 1,747 20% PKR 7,000 Not published
#30Allied Bank Visa Platinum Debit Card Allied Bank PKR 1,907 324 of 1,747 20% PKR 6,000 Salary PKR 83,333/month
#125Allied Bank Visa Gold Credit Card Allied Bank PKR 1,588 116 of 1,747 16% PKR 3,500 Not published

Restaurants where both banks give a discount

133 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.

RestaurantCityHBLAllied Bank
Bar.B.Q TonightIslamabad40% (cap PKR 10,000)50% (cap PKR 10,000)
Bar.B.Q TonightKarachi40% (cap PKR 10,000)50% (cap PKR 10,000)
Bar.B.Q TonightLahore40% (cap PKR 10,000)50% (cap PKR 10,000)
Bistro Rozana - Marriott KarachiKarachi40% (cap PKR 30,000)50% (cap PKR 10,000)
Cafe AylantoKarachi40% (cap PKR 15,000)50% (cap PKR 10,000)
Cafe AylantoLahore40% (cap PKR 15,000)50% (cap PKR 10,000)
English Tea HouseIslamabad40% (cap PKR 10,000)50% (cap PKR 10,000)
English Tea HouseKarachi40% (cap PKR 10,000)50% (cap PKR 10,000)
English Tea HouseLahore40% (cap PKR 10,000)50% (cap PKR 10,000)
Golden CastleFaisalabad20% (cap PKR 5,000)50% (cap PKR 10,000)
KIKU - Marriott IslamabadIslamabad40% (cap PKR 30,000)50% (cap PKR 10,000)
Mandarin KitchenIslamabad40% (cap PKR 10,000)50% (cap PKR 10,000)
Mandarin KitchenLahore40% (cap PKR 10,000)50% (cap PKR 10,000)
Nadia Coffee ShopIslamabad40% (cap PKR 15,000)50% (cap PKR 10,000)
Nami Zumi - Marriott KarachiKarachi40% (cap PKR 30,000)50% (cap PKR 10,000)
Paola's Cosa NostraLahore40% (cap PKR 10,000)50% (cap PKR 10,000)
Pie in the SkyKarachi20% (cap PKR 5,000)50% (cap PKR 10,000)
Pie in the SkyLahore20% (cap PKR 5,000)50% (cap PKR 10,000)
PortobelloFaisalabad30% (cap PKR 10,000)50% (cap PKR 10,000)
Rinas kitchenetteIslamabad40% (cap PKR 25,000)50% (cap PKR 10,000)
Rinas kitchenetteLahore40% (cap PKR 25,000)50% (cap PKR 10,000)
SUMOIslamabad40% (cap PKR 10,000)50% (cap PKR 10,000)
SUMOKarachi40% (cap PKR 10,000)50% (cap PKR 10,000)
SUMOLahore40% (cap PKR 10,000)50% (cap PKR 10,000)
The Lilly - Marriott IslamabadIslamabad40% (cap PKR 30,000)50% (cap PKR 10,000)

HBL vs Allied Bank: frequently asked

Is HBL or Allied Bank better for restaurant discounts?
HBL has offers at more restaurants (274 vs 246). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Allied Bank's best card is Allied Bank Visa Infinite Debit Card, #5 of 237 cards nationally (about PKR 3,409 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Allied Bank?
Restaurants with an offer by city: Karachi: HBL 110, Allied Bank 78 (HBL ahead); Lahore: HBL 109, Allied Bank 150 (Allied Bank ahead); Islamabad: HBL 77, Allied Bank 46 (HBL ahead); Rawalpindi: HBL 22, Allied Bank 10 (HBL ahead); Faisalabad: HBL 30, Allied Bank 26 (HBL ahead); Multan: HBL 23, Allied Bank 22 (HBL ahead).
Where do both HBL and Allied Bank give restaurant discounts?
133 restaurants have offers from both. HBL's discount is bigger at 19 of them and Allied Bank's at 83; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Islamabad), Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore) and Bistro Rozana - Marriott Karachi (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Allied Bank card with restaurant discounts?
Allied Bank Visa Infinite Debit Card has no annual fee. It ranks #5 of 237 cards nationally on restaurant savings.

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