At a glance
HBL cards have restaurant offers at 274 restaurants and Allied Bank cards at 246, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Allied Bank's best card is Allied Bank Visa Infinite Debit Card, #5 of 237 cards nationally (about PKR 3,409 saved per outing). At the 133 restaurants where both banks have an offer, HBL gives the bigger discount at 19 and Allied Bank at 83.
Side by side
| HBL | Allied Bank | |
|---|---|---|
| Restaurants with an offer | 274 | 246 |
| In Karachi | 110 | 78 |
| In Lahore | 109 | 150 |
| In Islamabad | 77 | 46 |
| In Rawalpindi | 22 | 10 |
| In Faisalabad | 30 | 26 |
| In Multan | 23 | 22 |
| Cards with dining offers | 17 | 17 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | Allied Bank Visa Infinite Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | Allied Bank Visa Infinite Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard | Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top Allied Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #5Allied Bank Visa Infinite Debit Card | Allied Bank |
PKR 3,409 | 332 of 1,747 | 35% | Free | Balance PKR 5,000,000 |
| #9Allied Bank Visa Premium Debit Card | Allied Bank |
PKR 2,727 | 329 of 1,747 | 28% | PKR 19,500 | Balance PKR 2,000,000 |
| #29Allied Bank Visa Platinum Credit Card | Allied Bank |
PKR 1,907 | 324 of 1,747 | 20% | PKR 7,000 | Not published |
| #30Allied Bank Visa Platinum Debit Card | Allied Bank |
PKR 1,907 | 324 of 1,747 | 20% | PKR 6,000 | Salary PKR 83,333/month |
| #125Allied Bank Visa Gold Credit Card | Allied Bank |
PKR 1,588 | 116 of 1,747 | 16% | PKR 3,500 | Not published |
Restaurants where both banks give a discount
133 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Allied Bank |
|---|---|---|---|
| Bar.B.Q Tonight | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Bistro Rozana - Marriott Karachi | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| English Tea House | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| English Tea House | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Golden Castle | Faisalabad | 20% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| KIKU - Marriott Islamabad | Islamabad | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Mandarin Kitchen | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Nadia Coffee Shop | Islamabad | 40% (cap PKR 15,000) | 50% (cap PKR 10,000) |
| Nami Zumi - Marriott Karachi | Karachi | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
| Paola's Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Pie in the Sky | Karachi | 20% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Pie in the Sky | Lahore | 20% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Portobello | Faisalabad | 30% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Rinas kitchenette | Islamabad | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| Rinas kitchenette | Lahore | 40% (cap PKR 25,000) | 50% (cap PKR 10,000) |
| SUMO | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| SUMO | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| SUMO | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| The Lilly - Marriott Islamabad | Islamabad | 40% (cap PKR 30,000) | 50% (cap PKR 10,000) |
HBL vs Allied Bank: frequently asked
Is HBL or Allied Bank better for restaurant discounts?
HBL has offers at more restaurants (274 vs 246). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Allied Bank's best card is Allied Bank Visa Infinite Debit Card, #5 of 237 cards nationally (about PKR 3,409 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Allied Bank?
Restaurants with an offer by city: Karachi: HBL 110, Allied Bank 78 (HBL ahead); Lahore: HBL 109, Allied Bank 150 (Allied Bank ahead); Islamabad: HBL 77, Allied Bank 46 (HBL ahead); Rawalpindi: HBL 22, Allied Bank 10 (HBL ahead); Faisalabad: HBL 30, Allied Bank 26 (HBL ahead); Multan: HBL 23, Allied Bank 22 (HBL ahead).
Where do both HBL and Allied Bank give restaurant discounts?
133 restaurants have offers from both. HBL's discount is bigger at 19 of them and Allied Bank's at 83; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Islamabad), Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore) and Bistro Rozana - Marriott Karachi (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Allied Bank card with restaurant discounts?
Allied Bank Visa Infinite Debit Card has no annual fee. It ranks #5 of 237 cards nationally on restaurant savings.

