At a glance
UBL cards have restaurant offers at 220 restaurants and NBP cards at 558, so NBP covers more overall. UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 237 cards nationally (about PKR 1,030 saved per outing). At the 33 restaurants where both banks have an offer, UBL gives the bigger discount at 30 and NBP at 0.
Side by side
| UBL | NBP | |
|---|---|---|
| Restaurants with an offer | 220 | 558 |
| In Karachi | 89 | 214 |
| In Lahore | 95 | 228 |
| In Islamabad | 42 | 135 |
| In Rawalpindi | 16 | 24 |
| In Faisalabad | 23 | 19 |
| In Multan | 17 | 20 |
| Cards with dining offers | 17 | 5 |
| Highest discount | 55% | 50% |
| Best-ranked card | United Bank Limited (UBL) Mastercard Signature Debit Card | National Bank of Pakistan PayPak Pink |
| Lowest-fee card | UBL Mastercard WIZ Virtual Prepaid Card | National Bank of Pakistan PayPak Pink |
Top UBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #12United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,930 | 281 of 1,747 | 30% | PKR 25,000 | Average balance PKR 3,000,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,933 | 282 of 1,747 | 30% | PKR 45,000 | Average balance PKR 3,000,000 |
| #31UBL Visa Platinum Credit Card | United Bank Limited (UBL) |
PKR 2,523 | 265 of 1,747 | 26% | PKR 22,000 | Not published |
| #107UBL Visa Premium Plus Debit Card | United Bank Limited (UBL) |
PKR 1,807 | 119 of 1,747 | 18% | PKR 2,900 | No minimum |
| #117UBL Visa Gold Credit Card | United Bank Limited (UBL) |
PKR 1,763 | 118 of 1,747 | 18% | PKR 12,000 | Not published |
Top NBP cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #32National Bank of Pakistan PayPak Pink |  National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | Free | No minimum |
| #34National Bank of Pakistan PayPak Classic | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 2,000 | No minimum |
| #35National Bank of Pakistan UPI Classic | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 2,500 | No minimum |
| #36National Bank of Pakistan UPI Gold | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 3,500 | Balance PKR 100,000 |
| #40National Bank of Pakistan PayPak Edge co-badge Mastercard | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 5,000 | Balance PKR 500,000 |
Restaurants where both banks give a discount
33 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | UBL | NBP |
|---|---|---|---|
| Soho Cafe & Grill | Karachi | 55% (cap PKR 4,000) | 15% |
| Bella Vita | Karachi | 30% (cap PKR 5,000) | PKR 2,450 off the Up to 50% Off deal |
| China Town | Multan | 30% (cap PKR 5,000) | 15% |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 5,000) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 5,000) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 5,000) | 20% (cap PKR 3,000) |
| Del Frio | Karachi | 30% (cap PKR 5,000) | 20% (cap PKR 2,500) |
| Jade Cafe | Multan | 30% (cap PKR 5,000) | 15% |
| Kaspas Desserts | Islamabad | 30% (cap PKR 4,000) | PKR 399 off the Buy 1 Get 1 deal |
| N'eco's Natural Store and Cafe | Karachi | 30% (cap PKR 5,000) | 15% off selected items |
| Pie in the Sky | Karachi | 30% (cap PKR 5,000) | 15% off selected items |
| Steak Studio | Lahore | 30% | PKR 275 off the Up to 20% Off deal |
| Tabaq | Lahore | 30% (cap PKR 3,000) | 10% |
| Tuscany Courtyard | Islamabad | 30% (cap PKR 5,000) | 15% off selected items |
| Tuscany Courtyard Lahore | Lahore | 30% (cap PKR 5,000) | 15% off selected items |
| Villa The Grand Buffet | Lahore | 30% (cap PKR 5,000) | 15% |
| Bazm | Karachi | 25% | 15% |
| Hardee's | Faisalabad | 25% (cap PKR 1,500) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Islamabad | 25% (cap PKR 1,500) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Karachi | 25% (cap PKR 1,500) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Lahore | 25% (cap PKR 1,500) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Multan | 25% (cap PKR 1,500) | PKR 326 off the Up to 45% Off deal |
| Hardee's | Rawalpindi | 25% (cap PKR 1,500) | PKR 326 off the Up to 45% Off deal |
| C20 Coffee | Karachi | 20% (cap PKR 2,000) | 20% (cap PKR 4,000) |
| Chaaye Khana | Islamabad | 20% (cap PKR 4,000) | 15% |
UBL vs NBP: frequently asked
Is UBL or NBP better for restaurant discounts?
NBP has offers at more restaurants (558 vs 220). UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 237 cards nationally (about PKR 1,030 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, UBL or NBP?
Restaurants with an offer by city: Karachi: UBL 89, NBP 214 (NBP ahead); Lahore: UBL 95, NBP 228 (NBP ahead); Islamabad: UBL 42, NBP 135 (NBP ahead); Rawalpindi: UBL 16, NBP 24 (NBP ahead); Faisalabad: UBL 23, NBP 19 (UBL ahead); Multan: UBL 17, NBP 20 (NBP ahead).
Where do both UBL and NBP give restaurant discounts?
33 restaurants have offers from both. UBL's discount is bigger at 30 of them and NBP's at 0; the rest are equal. The largest shared offers are at Soho Cafe & Grill (Karachi), Bella Vita (Karachi), China Town (Multan) and Costa Coffee Pakistan (Islamabad).
What is the cheapest UBL card with restaurant discounts?
UBL Mastercard WIZ Virtual Prepaid Card has no annual fee. It ranks #141 of 237 cards nationally on restaurant savings.
What is the cheapest NBP card with restaurant discounts?
National Bank of Pakistan PayPak Pink has no annual fee. It ranks #32 of 237 cards nationally on restaurant savings.