At a glance
HBL cards have restaurant offers at 274 restaurants and Bank AL Habib cards at 263, so HBL covers more overall. HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 237 cards nationally (about PKR 2,778 saved per outing). At the 132 restaurants where both banks have an offer, HBL gives the bigger discount at 43 and Bank AL Habib at 47.
Side by side
| HBL | Bank AL Habib | |
|---|---|---|
| Restaurants with an offer | 274 | 263 |
| In Karachi | 110 | 155 |
| In Lahore | 109 | 68 |
| In Islamabad | 77 | 42 |
| In Rawalpindi | 22 | 13 |
| In Faisalabad | 30 | 15 |
| In Multan | 23 | 24 |
| Cards with dining offers | 17 | 14 |
| Highest discount | 40% | 50% |
| Best-ranked card | HBL World Elite DebitCard | AL Habib Signature Debit Card |
| Lowest-fee card | HBL World Elite DebitCard | AL Habib PayPak Debit Card |
Top HBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #4HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,964 | 345 of 1,747 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #11HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,258 | 367 of 1,747 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
Top Bank AL Habib cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #10AL Habib Signature Debit Card |  Bank AL Habib |
PKR 2,778 | 317 of 1,747 | 30% | PKR 23,000 | Salary PKR 750,000/month |
| #33AL Habib Platinum Credit Card | Bank AL Habib |
PKR 2,267 | 285 of 1,747 | 24% | PKR 20,000 | Salary PKR 20,000/month |
| #41AL Habib Platinum Debit Card | Bank AL Habib |
PKR 2,268 | 267 of 1,747 | 24% | PKR 10,000 | Salary PKR 150,000/month |
| #62AL Habib Gold Credit Card | Bank AL Habib |
PKR 2,040 | 179 of 1,747 | 21% | PKR 8,000 | Salary PKR 20,000/month |
| #64AL Habib Gold Debit Card | Bank AL Habib |
PKR 1,964 | 175 of 1,747 | 21% | PKR 4,500 | Not published |
Restaurants where both banks give a discount
132 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | HBL | Bank AL Habib |
|---|---|---|---|
| Cafe Aylanto | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 7,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 7,000) |
| Esquires Coffee Pakistan | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| Fuchsia | Karachi | 40% (cap PKR 15,000) | 50% (cap PKR 7,000) |
| Fuchsia Kitchen | Lahore | 40% (cap PKR 15,000) | 50% (cap PKR 7,000) |
| Gaia Japanese Fusion | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Gaia Japanese Fusion | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Ghalib Restaurant | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 5,000) |
| Golden Bowl | Faisalabad | 25% (cap PKR 3,000) | 50% (cap PKR 5,000) |
| Kababjees | Faisalabad | 40% (cap PKR 10,000) | 50% (cap PKR 5,000) |
| Kababjees | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 5,000) |
| Kababjees | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 5,000) |
| Kababjees | Multan | 40% (cap PKR 10,000) | 50% (cap PKR 5,000) |
| Newbury Cafe | Karachi | 15% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| The Poet Boutique Restaurant | Lahore | 40% (cap PKR 25,000) | 50% (cap PKR 5,000) |
| WildFlour by NK | Karachi | 40% (cap PKR 20,000) | 50% (cap PKR 15,000) |
| Aangan Restaurant & Banquet Hall | Multan | 15% | 40% (cap PKR 4,000) |
| Ala Rahi | Karachi | 30% (cap PKR 10,000) | 40% (cap PKR 4,000) |
| Bar.B.Q Tonight | Karachi | 40% (cap PKR 10,000) | 20% (cap PKR 2,000) |
| Bar.B.Q Tonight | Lahore | 40% (cap PKR 10,000) | 20% (cap PKR 2,000) |
| Bistro Rozana - Marriott Karachi | Karachi | 40% (cap PKR 30,000) | 40% (cap PKR 4,000) |
| Bukhara | Lahore | 40% (cap PKR 15,000) | 40% (cap PKR 4,000) |
| Bukhara | Rawalpindi | 40% (cap PKR 15,000) | 40% (cap PKR 4,000) |
| Cafe Flo | Karachi | 40% (cap PKR 30,000) | 40% (cap PKR 7,000) |
| Cafe Latte | Lahore | 40% (cap PKR 15,000) | 40% (cap PKR 4,000) |
HBL vs Bank AL Habib: frequently asked
Is HBL or Bank AL Habib better for restaurant discounts?
HBL has offers at more restaurants (274 vs 263). HBL's best card is HBL World Elite DebitCard, #4 of 237 cards nationally (about PKR 2,659 saved per outing). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 237 cards nationally (about PKR 2,778 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, HBL or Bank AL Habib?
Restaurants with an offer by city: Karachi: HBL 110, Bank AL Habib 155 (Bank AL Habib ahead); Lahore: HBL 109, Bank AL Habib 68 (HBL ahead); Islamabad: HBL 77, Bank AL Habib 42 (HBL ahead); Rawalpindi: HBL 22, Bank AL Habib 13 (HBL ahead); Faisalabad: HBL 30, Bank AL Habib 15 (HBL ahead); Multan: HBL 23, Bank AL Habib 24 (Bank AL Habib ahead).
Where do both HBL and Bank AL Habib give restaurant discounts?
132 restaurants have offers from both. HBL's discount is bigger at 43 of them and Bank AL Habib's at 47; the rest are equal. The largest shared offers are at Cafe Aylanto (Karachi), Cafe Aylanto (Lahore), Esquires Coffee Pakistan (Karachi) and Fuchsia (Karachi).
What is the cheapest HBL card with restaurant discounts?
HBL World Elite DebitCard has no annual fee. It ranks #4 of 237 cards nationally on restaurant savings.
What is the cheapest Bank AL Habib card with restaurant discounts?
AL Habib PayPak Debit Card has the lowest published annual fee among Bank AL Habib cards with dining offers, PKR 2,750 a year. It ranks #90 of 237 cards nationally on restaurant savings.