At a glance
UBL cards have restaurant offers at 220 restaurants and MCB cards at 151, so UBL covers more overall. UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #28 of 237 cards nationally (about PKR 2,921 saved per outing). At the 87 restaurants where both banks have an offer, UBL gives the bigger discount at 6 and MCB at 20.
Side by side
| UBL | MCB | |
|---|---|---|
| Restaurants with an offer | 220 | 151 |
| In Karachi | 89 | 54 |
| In Lahore | 95 | 81 |
| In Islamabad | 42 | 32 |
| In Rawalpindi | 16 | 10 |
| In Faisalabad | 23 | 24 |
| In Multan | 17 | 23 |
| Cards with dining offers | 17 | 11 |
| Highest discount | 55% | 60% |
| Best-ranked card | United Bank Limited (UBL) Mastercard Signature Debit Card | MCB Bank Limited Visa Signature Debit Card |
| Lowest-fee card | UBL Mastercard WIZ Virtual Prepaid Card | MCB Bank Limited Visa Fun Club Debit Card |
Top UBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #12United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,930 | 281 of 1,747 | 30% | PKR 25,000 | Average balance PKR 3,000,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,933 | 282 of 1,747 | 30% | PKR 45,000 | Average balance PKR 3,000,000 |
| #31UBL Visa Platinum Credit Card | United Bank Limited (UBL) |
PKR 2,523 | 265 of 1,747 | 26% | PKR 22,000 | Not published |
| #107UBL Visa Premium Plus Debit Card | United Bank Limited (UBL) |
PKR 1,807 | 119 of 1,747 | 18% | PKR 2,900 | No minimum |
| #117UBL Visa Gold Credit Card | United Bank Limited (UBL) |
PKR 1,763 | 118 of 1,747 | 18% | PKR 12,000 | Not published |
Top MCB cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #28MCB Bank Limited Visa Signature Debit Card |  MCB Bank Limited |
PKR 2,921 | 224 of 1,747 | 31% | Not published | Relationship balance PKR 5,000,000 |
| #57MCB Bank Limited Visa Platinum Credit Card | MCB Bank Limited |
PKR 1,934 | 224 of 1,747 | 28% | PKR 22,000 | Not published |
| #77MCB Bank Limited Visa Platinum Debit Card | MCB Bank Limited |
PKR 1,678 | 190 of 1,747 | 29% | PKR 14,000 | Relationship balance PKR 5,000,000 |
| #116MCB Bank Limited Nayab Visa Debit Card | MCB Bank Limited |
PKR 1,227 | 164 of 1,747 | 21% | PKR 4,500 | Not published |
| #146MCB Bank Limited Visa Gold Credit Card | MCB Bank Limited |
PKR 1,314 | 149 of 1,747 | 21% | PKR 14,000 | Not published |
Restaurants where both banks give a discount
87 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | UBL | MCB |
|---|---|---|---|
| Rangoli | Karachi | 30% (cap PKR 5,000) | 60% (cap PKR 6,000) |
| Aangan Restaurant & Banquet Hall | Multan | 30% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| Angeethi | Karachi | 40% (cap PKR 5,000) | 40% (cap PKR 6,000) |
| Bam-Bou | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 5,000) |
| Bamboo Union | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 5,000) |
| Bistro Emporium Restaurant – The Nishat Hotel | Lahore | 30% (cap PKR 4,000) | 40% (cap PKR 10,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 10,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 10,000) |
| Cafe Flo | Karachi | 40% (cap PKR 7,500) | 40% (cap PKR 10,000) |
| Cafeela | Karachi | 30% (cap PKR 5,000) | 40% (cap PKR 6,000) |
| China Town | Multan | 30% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| Clock Tower - The Food Bazaar | Karachi | 40% (cap PKR 5,000) | 40% (cap PKR 6,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 7,500) | 40% (cap PKR 6,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 6,000) |
| Crying Tiger | Karachi | 40% (cap PKR 8,000) | 40% (cap PKR 6,000) |
| Eggspectation Restaurant Cafe | Islamabad | 30% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Eggspectation Restaurant Cafe | Karachi | 30% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Eggspectation Restaurant Cafe | Lahore | 30% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Gauchos Steak House | Lahore | 30% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| Golden Bowl | Faisalabad | 10% (cap PKR 1,000) | 40% (cap PKR 5,000) |
| Jade Cafe | Multan | 30% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| Kai - Nikkei Cuisine | Lahore | 40% (cap PKR 10,000) | 40% (cap PKR 6,000) |
| Koryo | Faisalabad | 10% (cap PKR 1,000) | 40% (cap PKR 5,000) |
| London Courtyard | Multan | 30% (cap PKR 5,000) | 40% (cap PKR 5,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 30% (cap PKR 5,000) |
UBL vs MCB: frequently asked
Is UBL or MCB better for restaurant discounts?
UBL has offers at more restaurants (220 vs 151). UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #28 of 237 cards nationally (about PKR 2,921 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, UBL or MCB?
Restaurants with an offer by city: Karachi: UBL 89, MCB 54 (UBL ahead); Lahore: UBL 95, MCB 81 (UBL ahead); Islamabad: UBL 42, MCB 32 (UBL ahead); Rawalpindi: UBL 16, MCB 10 (UBL ahead); Faisalabad: UBL 23, MCB 24 (MCB ahead); Multan: UBL 17, MCB 23 (MCB ahead).
Where do both UBL and MCB give restaurant discounts?
87 restaurants have offers from both. UBL's discount is bigger at 6 of them and MCB's at 20; the rest are equal. The largest shared offers are at Rangoli (Karachi), Aangan Restaurant & Banquet Hall (Multan), Angeethi (Karachi) and Bam-Bou (Karachi).
What is the cheapest UBL card with restaurant discounts?
UBL Mastercard WIZ Virtual Prepaid Card has no annual fee. It ranks #141 of 237 cards nationally on restaurant savings.
What is the cheapest MCB card with restaurant discounts?
MCB Bank Limited Visa Fun Club Debit Card has the lowest published annual fee among MCB cards with dining offers, PKR 1,000 a year. It ranks #226 of 237 cards nationally on restaurant savings.