At a glance
UBL cards have restaurant offers at 220 restaurants and Faysal Bank cards at 198, so UBL covers more overall. UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). Faysal Bank's best card is Faysal Islami Priority World Debit Card, #23 of 237 cards nationally (about PKR 3,587 saved per outing). At the 121 restaurants where both banks have an offer, UBL gives the bigger discount at 8 and Faysal Bank at 90.
Side by side
| UBL | Faysal Bank | |
|---|---|---|
| Restaurants with an offer | 220 | 198 |
| In Karachi | 89 | 102 |
| In Lahore | 95 | 93 |
| In Islamabad | 42 | 40 |
| In Rawalpindi | 16 | 20 |
| In Faisalabad | 23 | 16 |
| In Multan | 17 | 19 |
| Cards with dining offers | 17 | 16 |
| Highest discount | 55% | 50% |
| Best-ranked card | United Bank Limited (UBL) Mastercard Signature Debit Card | Faysal Islami Priority World Debit Card |
| Lowest-fee card | UBL Mastercard WIZ Virtual Prepaid Card | Faysal Islami Priority World Debit Card |
Top UBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #12United Bank Limited (UBL) Mastercard Signature Debit Card | United Bank Limited (UBL) |
PKR 2,930 | 281 of 1,747 | 30% | PKR 25,000 | Average balance PKR 3,000,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,933 | 282 of 1,747 | 30% | PKR 45,000 | Average balance PKR 3,000,000 |
| #31UBL Visa Platinum Credit Card | United Bank Limited (UBL) |
PKR 2,523 | 265 of 1,747 | 26% | PKR 22,000 | Not published |
| #107UBL Visa Premium Plus Debit Card | United Bank Limited (UBL) |
PKR 1,807 | 119 of 1,747 | 18% | PKR 2,900 | No minimum |
| #117UBL Visa Gold Credit Card | United Bank Limited (UBL) |
PKR 1,763 | 118 of 1,747 | 18% | PKR 12,000 | Not published |
Top Faysal Bank cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #23Faysal Islami Priority World Debit Card | Faysal Bank Limited |
PKR 3,587 | 215 of 1,747 | 37% | Free | Salary PKR 1,000,000/month |
| #26Faysal Islami Noor World Card | Faysal Bank Limited |
PKR 3,361 | 213 of 1,747 | 36% | PKR 26,000 | Salary PKR 40,000/month |
| #42Faysal Islami Priority Platinum Debit Card | Faysal Bank Limited |
PKR 2,643 | 211 of 1,747 | 27% | Free | Salary PKR 500,000/month |
| #46Faysal Bank Limited Amal Mastercard Platinum Debit Card | Faysal Bank Limited |
PKR 2,640 | 211 of 1,747 | 27% | PKR 7,000 | Not published |
| #50Faysal Islami Noor Platinum Card | Faysal Bank Limited |
PKR 2,596 | 200 of 1,747 | 27% | PKR 19,000 | Salary PKR 40,000/month |
Restaurants where both banks give a discount
121 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | UBL | Faysal Bank |
|---|---|---|---|
| Bar.B.Q Tonight | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Bar.B.Q Tonight | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Bistro Rozana - Marriott Karachi | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 20,000) |
| Bukhara | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 20,000) |
| Bukhara | Rawalpindi | 40% (cap PKR 10,000) | 50% (cap PKR 20,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 10,000) |
| Cafe Flo | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 20,000) |
| Cafe Latte | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 20,000) |
| Chandni | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 20,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Islamabad | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Costa Coffee Pakistan | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Dumpukht | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 20,000) |
| Eggspectation Restaurant Cafe | Islamabad | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Eggspectation Restaurant Cafe | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| English Tea House | Faisalabad | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| English Tea House | Islamabad | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| English Tea House | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| English Tea House | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| English Tea House | Multan | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Espresso | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 10,000) |
| Etcetera - Islamabad | Islamabad | 50% (cap PKR 4,500) | 50% (cap PKR 4,500) |
| Evergreen | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 10,000) |
UBL vs Faysal Bank: frequently asked
Is UBL or Faysal Bank better for restaurant discounts?
UBL has offers at more restaurants (220 vs 198). UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). Faysal Bank's best card is Faysal Islami Priority World Debit Card, #23 of 237 cards nationally (about PKR 3,587 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, UBL or Faysal Bank?
Restaurants with an offer by city: Karachi: UBL 89, Faysal Bank 102 (Faysal Bank ahead); Lahore: UBL 95, Faysal Bank 93 (UBL ahead); Islamabad: UBL 42, Faysal Bank 40 (UBL ahead); Rawalpindi: UBL 16, Faysal Bank 20 (Faysal Bank ahead); Faisalabad: UBL 23, Faysal Bank 16 (UBL ahead); Multan: UBL 17, Faysal Bank 19 (Faysal Bank ahead).
Where do both UBL and Faysal Bank give restaurant discounts?
121 restaurants have offers from both. UBL's discount is bigger at 8 of them and Faysal Bank's at 90; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore), Bistro Rozana - Marriott Karachi (Karachi) and Bukhara (Lahore).
What is the cheapest UBL card with restaurant discounts?
UBL Mastercard WIZ Virtual Prepaid Card has no annual fee. It ranks #141 of 237 cards nationally on restaurant savings.
What is the cheapest Faysal Bank card with restaurant discounts?
Faysal Islami Priority World Debit Card has no annual fee. It ranks #23 of 237 cards nationally on restaurant savings.

