At a glance
MCB cards have restaurant offers at 151 restaurants and Bank AL Habib cards at 263, so Bank AL Habib covers more overall. MCB's best card is MCB Bank Limited Visa Signature Debit Card, #28 of 237 cards nationally (about PKR 2,921 saved per outing). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 237 cards nationally (about PKR 2,778 saved per outing). At the 88 restaurants where both banks have an offer, MCB gives the bigger discount at 35 and Bank AL Habib at 16.
Side by side
| MCB | Bank AL Habib | |
|---|---|---|
| Restaurants with an offer | 151 | 263 |
| In Karachi | 54 | 155 |
| In Lahore | 81 | 68 |
| In Islamabad | 32 | 42 |
| In Rawalpindi | 10 | 13 |
| In Faisalabad | 24 | 15 |
| In Multan | 23 | 24 |
| Cards with dining offers | 11 | 14 |
| Highest discount | 60% | 50% |
| Best-ranked card | MCB Bank Limited Visa Signature Debit Card | AL Habib Signature Debit Card |
| Lowest-fee card | MCB Bank Limited Visa Fun Club Debit Card | AL Habib PayPak Debit Card |
Top MCB cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #28MCB Bank Limited Visa Signature Debit Card |  MCB Bank Limited |
PKR 2,921 | 224 of 1,747 | 31% | Not published | Relationship balance PKR 5,000,000 |
| #57MCB Bank Limited Visa Platinum Credit Card | MCB Bank Limited |
PKR 1,934 | 224 of 1,747 | 28% | PKR 22,000 | Not published |
| #77MCB Bank Limited Visa Platinum Debit Card | MCB Bank Limited |
PKR 1,678 | 190 of 1,747 | 29% | PKR 14,000 | Relationship balance PKR 5,000,000 |
| #116MCB Bank Limited Nayab Visa Debit Card | MCB Bank Limited |
PKR 1,227 | 164 of 1,747 | 21% | PKR 4,500 | Not published |
| #146MCB Bank Limited Visa Gold Credit Card | MCB Bank Limited |
PKR 1,314 | 149 of 1,747 | 21% | PKR 14,000 | Not published |
Top Bank AL Habib cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #10AL Habib Signature Debit Card |  Bank AL Habib |
PKR 2,778 | 317 of 1,747 | 30% | PKR 23,000 | Salary PKR 750,000/month |
| #33AL Habib Platinum Credit Card | Bank AL Habib |
PKR 2,267 | 285 of 1,747 | 24% | PKR 20,000 | Salary PKR 20,000/month |
| #41AL Habib Platinum Debit Card | Bank AL Habib |
PKR 2,268 | 267 of 1,747 | 24% | PKR 10,000 | Salary PKR 150,000/month |
| #62AL Habib Gold Credit Card | Bank AL Habib |
PKR 2,040 | 179 of 1,747 | 21% | PKR 8,000 | Salary PKR 20,000/month |
| #64AL Habib Gold Debit Card | Bank AL Habib |
PKR 1,964 | 175 of 1,747 | 21% | PKR 4,500 | Not published |
Restaurants where both banks give a discount
88 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | MCB | Bank AL Habib |
|---|---|---|---|
| Cafe Aylanto | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 7,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 7,000) |
| Chaaye Khana | Multan | 40% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| Clock Tower - The Food Bazaar | Karachi | 40% (cap PKR 6,000) | 50% (cap PKR 5,000) |
| Fuchsia | Karachi | 40% (cap PKR 6,000) | 50% (cap PKR 7,000) |
| Gaia Japanese Fusion | Islamabad | 40% (cap PKR 6,000) | 50% (cap PKR 10,000) |
| Gaia Japanese Fusion | Lahore | 40% (cap PKR 6,000) | 50% (cap PKR 10,000) |
| Golden Bowl | Faisalabad | 40% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| Kababjees | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| Kababjees | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| Kababjees | Multan | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| The Monal | Islamabad | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| The Monal | Rawalpindi | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| The Poet Boutique Restaurant | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 5,000) |
| Aangan Restaurant & Banquet Hall | Multan | 40% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| BELCO Chocolates | Karachi | 40% (cap PKR 2,000) | 30% (cap PKR 3,000) |
| Cafe Flo | Karachi | 40% (cap PKR 10,000) | 40% (cap PKR 7,000) |
| Cafeela | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 4,000) |
| Chaupal Desi Exotic Buffet | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 4,000) |
| China Town | Multan | 40% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| ChinaTown - Lahore | Lahore | 40% (cap PKR 5,000) | 40% (cap PKR 4,000) |
| Chop Prime Steakhouse | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 7,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 6,000) | 30% (cap PKR 3,000) |
| Cote Rotie | Karachi | 40% (cap PKR 6,000) | 40% (cap PKR 7,000) |
| Crying Tiger | Karachi | 40% (cap PKR 6,000) | 30% (cap PKR 5,000) |
MCB vs Bank AL Habib: frequently asked
Is MCB or Bank AL Habib better for restaurant discounts?
Bank AL Habib has offers at more restaurants (263 vs 151). MCB's best card is MCB Bank Limited Visa Signature Debit Card, #28 of 237 cards nationally (about PKR 2,921 saved per outing). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 237 cards nationally (about PKR 2,778 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, MCB or Bank AL Habib?
Restaurants with an offer by city: Karachi: MCB 54, Bank AL Habib 155 (Bank AL Habib ahead); Lahore: MCB 81, Bank AL Habib 68 (MCB ahead); Islamabad: MCB 32, Bank AL Habib 42 (Bank AL Habib ahead); Rawalpindi: MCB 10, Bank AL Habib 13 (Bank AL Habib ahead); Faisalabad: MCB 24, Bank AL Habib 15 (MCB ahead); Multan: MCB 23, Bank AL Habib 24 (Bank AL Habib ahead).
Where do both MCB and Bank AL Habib give restaurant discounts?
88 restaurants have offers from both. MCB's discount is bigger at 35 of them and Bank AL Habib's at 16; the rest are equal. The largest shared offers are at Cafe Aylanto (Karachi), Cafe Aylanto (Lahore), Chaaye Khana (Multan) and Clock Tower - The Food Bazaar (Karachi).
What is the cheapest MCB card with restaurant discounts?
MCB Bank Limited Visa Fun Club Debit Card has the lowest published annual fee among MCB cards with dining offers, PKR 1,000 a year. It ranks #226 of 237 cards nationally on restaurant savings.
What is the cheapest Bank AL Habib card with restaurant discounts?
AL Habib PayPak Debit Card has the lowest published annual fee among Bank AL Habib cards with dining offers, PKR 2,750 a year. It ranks #90 of 237 cards nationally on restaurant savings.