At a glance
UBL cards have restaurant offers at 220 restaurants and Bank Alfalah cards at 196, so UBL covers more overall. UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #13 of 237 cards nationally (about PKR 3,264 saved per outing). At the 112 restaurants where both banks have an offer, UBL gives the bigger discount at 37 and Bank Alfalah at 61.
Side by side
| UBL | Bank Alfalah | |
|---|---|---|
| Restaurants with an offer | 220 | 196 |
| In Karachi | 89 | 70 |
| In Lahore | 95 | 97 |
| In Islamabad | 42 | 52 |
| In Rawalpindi | 16 | 11 |
| In Faisalabad | 23 | 14 |
| In Multan | 17 | 6 |
| Cards with dining offers | 17 | 27 |
| Highest discount | 55% | 50% |
| Best-ranked card | United Bank Limited (UBL) Mastercard Signature Debit Card | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
| Lowest-fee card | UBL Mastercard WIZ Virtual Prepaid Card | Bank Alfalah Islamic Premier Visa Infinite Debit Card |
Top UBL cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #12United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,930 | 281 of 1,747 | 30% | PKR 25,000 | Average balance PKR 3,000,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,933 | 282 of 1,747 | 30% | PKR 45,000 | Average balance PKR 3,000,000 |
| #31UBL Visa Platinum Credit Card | United Bank Limited (UBL) |
PKR 2,523 | 265 of 1,747 | 26% | PKR 22,000 | Not published |
| #107UBL Visa Premium Plus Debit Card | United Bank Limited (UBL) |
PKR 1,807 | 119 of 1,747 | 18% | PKR 2,900 | No minimum |
| #117UBL Visa Gold Credit Card | United Bank Limited (UBL) |
PKR 1,763 | 118 of 1,747 | 18% | PKR 12,000 | Not published |
Top Bank Alfalah cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #13Bank Alfalah Islamic Premier Visa Infinite Debit Card |  Bank Alfalah |
PKR 3,264 | 238 of 1,747 | 35% | Free | Relationship balance PKR 150,000,000 |
| #14Bank Alfalah Premier Visa Infinite Credit Card | Bank Alfalah |
PKR 3,264 | 238 of 1,747 | 35% | Free | Relationship balance PKR 25,000,000 |
| #15Bank Alfalah Premier Visa Infinite Debit Card | Bank Alfalah |
PKR 3,249 | 236 of 1,747 | 35% | Free | Relationship balance PKR 150,000,000 |
| #43Bank Alfalah Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,301 | 241 of 1,747 | 26% | Free | Relationship balance PKR 3,000,000 |
| #44Bank Alfalah Islamic Premier Visa Signature Debit Card | Bank Alfalah |
PKR 2,290 | 241 of 1,747 | 26% | Free | Relationship balance PKR 3,000,000 |
Restaurants where both banks give a discount
112 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | UBL | Bank Alfalah |
|---|---|---|---|
| Bar.B.Q Tonight | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Bar.B.Q Tonight | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Cafe Aylanto | Karachi | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cafe Aylanto | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cafe Bareeze | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Cafe Flo | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 50,000) |
| Colette By Xander's | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 50,000) |
| Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Dan Dan | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Karachi | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Eggspectation Restaurant Cafe | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Etcetera - Islamabad | Islamabad | 50% (cap PKR 4,500) | 40% (cap PKR 5,000) |
| Evergreen | Karachi | 40% (cap PKR 7,500) | 50% (cap PKR 50,000) |
| Fred The Kitchen | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Gaijin | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Kai - Nikkei Cuisine | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
| Mandarin Kitchen | Islamabad | 40% (cap PKR 10,000) | 50% (cap PKR 25,000) |
| Mandarin Kitchen | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 25,000) |
| Nando's | Faisalabad | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| Nando's | Islamabad | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| Nando's | Karachi | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| Nando's | Lahore | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| Nando's | Rawalpindi | 40% (cap PKR 3,500) | 50% (cap PKR 50,000) |
| P.F. Chang's Pakistan | Lahore | 30% (cap PKR 5,000) | 50% (cap PKR 50,000) |
| Paola's Cosa Nostra | Lahore | 40% (cap PKR 10,000) | 50% (cap PKR 50,000) |
UBL vs Bank Alfalah: frequently asked
Is UBL or Bank Alfalah better for restaurant discounts?
UBL has offers at more restaurants (220 vs 196). UBL's best card is United Bank Limited (UBL) Mastercard Signature Debit Card, #12 of 237 cards nationally (about PKR 2,930 saved per outing). Bank Alfalah's best card is Bank Alfalah Islamic Premier Visa Infinite Debit Card, #13 of 237 cards nationally (about PKR 3,264 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, UBL or Bank Alfalah?
Restaurants with an offer by city: Karachi: UBL 89, Bank Alfalah 70 (UBL ahead); Lahore: UBL 95, Bank Alfalah 97 (Bank Alfalah ahead); Islamabad: UBL 42, Bank Alfalah 52 (Bank Alfalah ahead); Rawalpindi: UBL 16, Bank Alfalah 11 (UBL ahead); Faisalabad: UBL 23, Bank Alfalah 14 (UBL ahead); Multan: UBL 17, Bank Alfalah 6 (UBL ahead).
Where do both UBL and Bank Alfalah give restaurant discounts?
112 restaurants have offers from both. UBL's discount is bigger at 37 of them and Bank Alfalah's at 61; the rest are equal. The largest shared offers are at Bar.B.Q Tonight (Karachi), Bar.B.Q Tonight (Lahore), Cafe Aylanto (Karachi) and Cafe Aylanto (Lahore).
What is the cheapest UBL card with restaurant discounts?
UBL Mastercard WIZ Virtual Prepaid Card has no annual fee. It ranks #141 of 237 cards nationally on restaurant savings.
What is the cheapest Bank Alfalah card with restaurant discounts?
Bank Alfalah Islamic Premier Visa Infinite Debit Card has no annual fee. It ranks #13 of 237 cards nationally on restaurant savings.