At a glance
Bank AL Habib cards have restaurant offers at 263 restaurants and NBP cards at 558, so NBP covers more overall. Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 237 cards nationally (about PKR 2,778 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 237 cards nationally (about PKR 1,030 saved per outing). At the 42 restaurants where both banks have an offer, Bank AL Habib gives the bigger discount at 34 and NBP at 2.
Side by side
| Bank AL Habib | NBP | |
|---|---|---|
| Restaurants with an offer | 263 | 558 |
| In Karachi | 155 | 214 |
| In Lahore | 68 | 228 |
| In Islamabad | 42 | 135 |
| In Rawalpindi | 13 | 24 |
| In Faisalabad | 15 | 19 |
| In Multan | 24 | 20 |
| Cards with dining offers | 14 | 5 |
| Highest discount | 50% | 50% |
| Best-ranked card | AL Habib Signature Debit Card | National Bank of Pakistan PayPak Pink |
| Lowest-fee card | AL Habib PayPak Debit Card | National Bank of Pakistan PayPak Pink |
Top Bank AL Habib cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #10AL Habib Signature Debit Card | Bank AL Habib |
PKR 2,778 | 317 of 1,747 | 30% | PKR 23,000 | Salary PKR 750,000/month |
| #33AL Habib Platinum Credit Card | Bank AL Habib |
PKR 2,267 | 285 of 1,747 | 24% | PKR 20,000 | Salary PKR 20,000/month |
| #41AL Habib Platinum Debit Card | Bank AL Habib |
PKR 2,268 | 267 of 1,747 | 24% | PKR 10,000 | Salary PKR 150,000/month |
| #62AL Habib Gold Credit Card | Bank AL Habib |
PKR 2,040 | 179 of 1,747 | 21% | PKR 8,000 | Salary PKR 20,000/month |
| #64AL Habib Gold Debit Card | Bank AL Habib |
PKR 1,964 | 175 of 1,747 | 21% | PKR 4,500 | Not published |
Top NBP cards
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #32National Bank of Pakistan PayPak Pink | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | Free | No minimum |
| #34National Bank of Pakistan PayPak Classic | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 2,000 | No minimum |
| #35National Bank of Pakistan UPI Classic | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 2,500 | No minimum |
| #36National Bank of Pakistan UPI Gold | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 3,500 | Balance PKR 100,000 |
| #40National Bank of Pakistan PayPak Edge co-badge Mastercard | National Bank of Pakistan |
PKR 1,030 | 640 of 1,747 | 21% | PKR 5,000 | Balance PKR 500,000 |
Restaurants where both banks give a discount
42 restaurants have offers from both banks. The biggest 25 are below; each figure is that bank's best offer there.
| Restaurant | City | Bank AL Habib | NBP |
|---|---|---|---|
| Pizza Bake | Karachi | 50% | 50% off selected items |
| China Town | Multan | 40% (cap PKR 4,000) | 15% |
| Jade Cafe | Multan | 40% (cap PKR 4,000) | 15% |
| Routine Cafe | Karachi | 40% (cap PKR 4,000) | 15% |
| Zhou Hotpot | Karachi | 40% (cap PKR 4,000) | 10% |
| Bella Vita | Karachi | 30% (cap PKR 3,000) | PKR 2,450 off the Up to 50% Off deal |
| Bon Appétit - Café | Karachi | 30% (cap PKR 3,000) | 20% |
| Del Frio | Karachi | 30% (cap PKR 3,000) | 20% (cap PKR 2,500) |
| FomoFroyo | Karachi | 30% | 10% |
| Pie in the Sky | Karachi | 30% (cap PKR 1,500) | 15% off selected items |
| Sub Stop | Karachi | 30% (cap PKR 3,000) | 30% |
| Tayto Cafe | Islamabad | 30% (cap PKR 3,000) | PKR 533 off the Up to 40% Off deal |
| Tayto Cafe | Lahore | 30% (cap PKR 3,000) | PKR 533 off the Up to 40% Off deal |
| Tuscany Courtyard | Islamabad | 30% (cap PKR 3,000) | 15% off selected items |
| Tuscany Courtyard Lahore | Lahore | 30% (cap PKR 3,000) | 15% off selected items |
| Chai Wala | Karachi | 25% (cap PKR 1,500) | 10% |
| China Town Express Restaurant | Karachi | 25% | 15% |
| Costa Coffee Pakistan | Islamabad | 25% (cap PKR 1,500) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Karachi | 25% (cap PKR 1,500) | 20% (cap PKR 3,000) |
| Costa Coffee Pakistan | Lahore | 25% (cap PKR 1,500) | 20% (cap PKR 3,000) |
| Dixy Chicken | Islamabad | 25% | Buy 1 Get 1 |
| Froth - The Coffee Bar | Karachi | 25% (cap PKR 1,500) | PKR 565 off the Buy 1 Get 1 deal |
| Kaybees | Karachi | 25% | 25% |
| Meemu’s Kitchen | Lahore | 25% | 15% |
| The Owl's Nest Play Cafe | Karachi | 25% | 15% |
Bank AL Habib vs NBP: frequently asked
Is Bank AL Habib or NBP better for restaurant discounts?
NBP has offers at more restaurants (558 vs 263). Bank AL Habib's best card is AL Habib Signature Debit Card, #10 of 237 cards nationally (about PKR 2,778 saved per outing). NBP's best card is National Bank of Pakistan PayPak Pink, #32 of 237 cards nationally (about PKR 1,030 saved per outing). The better bank for you depends on which restaurants you visit and your bill size, which the KonsaCard tool can rank for you.
Which has more restaurant discounts in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan, Bank AL Habib or NBP?
Restaurants with an offer by city: Karachi: Bank AL Habib 155, NBP 214 (NBP ahead); Lahore: Bank AL Habib 68, NBP 228 (NBP ahead); Islamabad: Bank AL Habib 42, NBP 135 (NBP ahead); Rawalpindi: Bank AL Habib 13, NBP 24 (NBP ahead); Faisalabad: Bank AL Habib 15, NBP 19 (NBP ahead); Multan: Bank AL Habib 24, NBP 20 (Bank AL Habib ahead).
Where do both Bank AL Habib and NBP give restaurant discounts?
42 restaurants have offers from both. Bank AL Habib's discount is bigger at 34 of them and NBP's at 2; the rest are equal. The largest shared offers are at Pizza Bake (Karachi), China Town (Multan), Jade Cafe (Multan) and Routine Cafe (Karachi).
What is the cheapest Bank AL Habib card with restaurant discounts?
AL Habib PayPak Debit Card has the lowest published annual fee among Bank AL Habib cards with dining offers, PKR 2,750 a year. It ranks #90 of 237 cards nationally on restaurant savings.
What is the cheapest NBP card with restaurant discounts?
National Bank of Pakistan PayPak Pink has no annual fee. It ranks #32 of 237 cards nationally on restaurant savings.

