At a glance
HBL has dining offers at 110 restaurants in Karachi on 16 cards. The biggest are at Bistro Rozana - Marriott Karachi (40%, cap PKR 30,000, HBL World Elite DebitCard); Cafe Flo (40%, cap PKR 30,000, HBL Visa Infinite CreditCard); and Colette By Xander's (40%, cap PKR 30,000, HBL Visa Infinite CreditCard). Its best-ranked card in Karachi is HBL World Elite DebitCard, #5 of all cards in the city.
HBL cards ranked in Karachi
Rank is out of every card from every bank in Karachi.
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #5HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,578 | 110 of 572 | 26% | Free | Relationship balance PKR 5,000,000 |
| #6HBL Visa Infinite CreditCard | Habib Bank Limited |
PKR 2,970 | 98 of 572 | 30% | PKR 22,000 | Salary PKR 400,000/month |
| #13HBL Platinum CreditCard | Habib Bank Limited |
PKR 2,251 | 110 of 572 | 23% | PKR 22,000 | Salary PKR 400,000/month |
| #24HBL World Business DebitCard | Habib Bank Limited |
PKR 2,115 | 101 of 572 | 22% | PKR 22,000 | Not published |
| #26HBL World DebitCard | Habib Bank Limited |
PKR 2,102 | 99 of 572 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #77HBL Gold DebitCard | Habib Bank Limited |
PKR 1,479 | 66 of 572 | 16% | PKR 3,800 | Average balance PKR 40,000 |
| #78HBL Titanium DebitCard | Habib Bank Limited |
PKR 1,479 | 66 of 572 | 16% | PKR 3,000 | Average balance PKR 40,000 |
| #88HBL Gold CreditCard | Habib Bank Limited |
PKR 1,486 | 66 of 572 | 16% | PKR 14,000 | Salary PKR 100,000/month |
| #101HBL Classic Business DebitCard | Habib Bank Limited |
PKR 1,338 | 52 of 572 | 14% | Free | Average balance PKR 40,000 |
| #128HBL DebitCard | Habib Bank Limited |
PKR 1,289 | 47 of 572 | 14% | PKR 3,000 | Average balance PKR 40,000 |
| #129HBL Nisa DebitCard | Habib Bank Limited |
PKR 1,289 | 47 of 572 | 14% | PKR 3,000 | Not published |
| #131HBL Green CreditCard | Habib Bank Limited |
PKR 1,287 | 49 of 572 | 14% | PKR 6,500 | Salary PKR 35,000/month |
| #181HBL Konnect Debit Card | Habib Bank Limited |
PKR 1,438 | 16 of 572 | 14% | PKR 3,000 | Average balance PKR 40,000 |
| #192HBL UPI & PayPak Co-Badge DebitCard | Habib Bank Limited |
PKR 1,423 | 13 of 572 | 14% | PKR 2,700 | Not published |
| #202HBL UnionPay Classic DebitCard | Habib Bank Limited |
PKR 1,500 | 9 of 572 | 15% | PKR 2,700 | Not published |
| #204HBL UnionPay Gold DebitCard | Habib Bank Limited |
PKR 1,500 | 9 of 572 | 15% | PKR 3,500 | Not published |
Best HBL offers in Karachi
The strongest offer at each restaurant, highest discount first (top 60 of 110). The HBL page lists every offer in every city.
| Restaurant | Card | Discount | Cap | Days |
|---|---|---|---|---|
| Bistro Rozana - Marriott Karachi | HBL World Elite DebitCard | 40% | PKR 30,000 | All Days |
| Cafe Flo | HBL Visa Infinite CreditCard | 40% | PKR 30,000 | All Days |
| Colette By Xander's | HBL Visa Infinite CreditCard | 40% | PKR 30,000 | All Days |
| Cote Rotie | HBL Visa Infinite CreditCard | 40% | PKR 30,000 | All Days |
| Evergreen | HBL Visa Infinite CreditCard | 40% | PKR 30,000 | All Days |
| Nami Zumi - Marriott Karachi | HBL World Elite DebitCard | 40% | PKR 30,000 | All Days |
| Okra | HBL Visa Infinite CreditCard | 40% | PKR 30,000 | All Days |
| Testkitchen by Okra | HBL Visa Infinite CreditCard | 40% | PKR 30,000 | All Days |
| Xander's | HBL Visa Infinite CreditCard | 40% | PKR 30,000 | All Days |
| Eggspectation Restaurant Cafe | HBL Visa Infinite CreditCard | 40% | PKR 25,000 | All Days |
| The Carnivore | HBL Visa Infinite CreditCard | 40% | PKR 25,000 | All Days |
| WildFlour by NK | HBL Visa Infinite CreditCard | 40% | PKR 20,000 | All Days |
| Cafe Aylanto | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Chandni | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Fuchsia | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Grapevine Cafe | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Jason's Steak House | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Marco Polo | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Sakura | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Tai-Pan | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Terrace Cafe | HBL Visa Infinite CreditCard | 40% | PKR 15,000 | All Days |
| Angeethi | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Bar.B.Q Tonight | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Cocochan | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Coconut Grove Pakistan | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Das Numberi | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| English Tea House | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Fresh Basket | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Ghalib Restaurant | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Kababjees | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Kanteen | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Kolachi Restaurant | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Mandarin Kitchen | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Olive Tree Bistro & Bakery | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| SUMO | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Terraza | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| The Home Cafe | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| YUM Chinese & Thai | HBL Visa Infinite CreditCard | 40% | PKR 10,000 | All Days |
| Burger O'Clock | HBL Visa Infinite CreditCard | 40% | PKR 5,000 | All Days |
| Espresso | HBL Visa Infinite CreditCard | 40% | PKR 5,000 | All Days |
| Market At Springs | HBL Visa Infinite CreditCard | 40% | PKR 5,000 | All Days |
| Third Culture Coffee | HBL Visa Infinite CreditCard | 40% | PKR 5,000 | All Days |
| Cosmopolitan Gelato & Desserts | HBL Visa Infinite CreditCard | 40% | PKR 3,000 | All Days |
| GreenO Juice Bars | HBL Platinum CreditCard | 40% | PKR 2,000 | All Days |
| Costa Coffee Pakistan | HBL Platinum CreditCard | 30% | PKR 30,000 | All Days |
| Lals | HBL Visa Infinite CreditCard | 30% | PKR 20,000 | All Days |
| Ala Rahi | HBL Visa Infinite CreditCard | 30% | PKR 10,000 | All Days |
| Butlers Chocolate Cafe | HBL Visa Infinite CreditCard | 30% | PKR 10,000 | All Days |
| Chop Chop Wok | HBL Visa Infinite CreditCard | 30% | PKR 10,000 | All Days |
| Sea Salt Co | HBL Visa Infinite CreditCard | 30% | PKR 10,000 | All Days |
| Springs Cafe | HBL Visa Infinite CreditCard | 30% | PKR 10,000 | All Days |
| TAO | HBL Visa Infinite CreditCard | 30% | PKR 10,000 | All Days |
| Don Corrado | HBL Visa Infinite CreditCard | 30% | PKR 5,000 | All Days |
| Esquires Coffee Pakistan | HBL Visa Infinite CreditCard | 30% | PKR 5,000 | All Days |
| Snooze Cafe & Lounge | HBL Visa Infinite CreditCard | 30% | PKR 5,000 | All Days |
| The Fatman Burgers | HBL Visa Infinite CreditCard | 30% | PKR 5,000 | All Days |
| The Deli | HBL Visa Infinite CreditCard | 30% | N/A | All Days |
| Biryani Nagar | HBL Visa Infinite CreditCard | 25% | PKR 10,000 | All Days |
| Ideas Cafe | HBL Platinum CreditCard | 25% | PKR 10,000 | All Days |
| Marigold Restaurant | HBL Platinum CreditCard | 25% | PKR 10,000 | All Days |
Frequently asked about HBL in Karachi
What restaurant discounts does HBL give in Karachi?
HBL cards work at 110 Karachi restaurants. The top offers are Bistro Rozana - Marriott Karachi (40%, cap PKR 30,000, HBL World Elite DebitCard); Cafe Flo (40%, cap PKR 30,000, HBL Visa Infinite CreditCard); Colette By Xander's (40%, cap PKR 30,000, HBL Visa Infinite CreditCard); Cote Rotie (40%, cap PKR 30,000, HBL Visa Infinite CreditCard); and Evergreen (40%, cap PKR 30,000, HBL Visa Infinite CreditCard).
Which HBL card is best for restaurants in Karachi?
The top HBL cards in Karachi are HBL World Elite DebitCard (Habib Bank Limited), about PKR 2,578 saved per outing at 110 restaurants, for customers with a relationship balance of PKR 5,000,000; HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,970 saved per outing at 98 restaurants, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000; and HBL Platinum CreditCard (Habib Bank Limited), about PKR 2,251 saved per outing at 110 restaurants, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000.
How current are these HBL offers in Karachi?
Checked November 10, 2026; KonsaCard refreshes offers daily. Confirm with HBL before you rely on a discount.