Best Islamic bank cards for restaurant discounts in Pakistan

This covers cards from Islamic banks (Meezan, BankIslami, HBL Islamic, MCB Islamic, Al Baraka, Faysal) and the Islamic banking cards of conventional banks, such as Bank Alfalah Islamic and Allied Taqwa.

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At a glance

KonsaCard ranks 79 Islamic bank cards that have restaurant offers in Pakistan. This covers cards from Islamic banks (Meezan, BankIslami, HBL Islamic, MCB Islamic, Al Baraka, Faysal) and the Islamic banking cards of conventional banks, such as Bank Alfalah Islamic and Allied Taqwa. The top Islamic card overall is HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,657 saved per outing at 372 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000. The best Islamic card without a high salary or balance requirement is Faysal Islami Noor World Card (Faysal Bank Limited), about PKR 3,361 saved per outing at 213 restaurants, annual fee PKR 26,000 (#26 overall). It is also the top Islamic card in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad and Multan.

Top 20 Islamic bank cards

Ranked across all cities by estimated saving per outing on a PKR 10,000 bill, adjusted for coverage and annual fee. Rank numbers are out of all 237 cards.

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#3HBL Islamic World Elite DebitCard HBL Islamic Bank Limited PKR 2,657 372 of 1,747 27% Free Relationship balance PKR 5,000,000
#13Bank Alfalah Islamic Premier Visa Infinite Debit Card Bank Alfalah PKR 3,264 238 of 1,747 35% Free Relationship balance PKR 150,000,000
#17HBL Islamic World Business DebitCard HBL Islamic Bank Limited PKR 2,163 343 of 1,747 22% PKR 22,000 Not published
#18HBL Islamic World DebitCard HBL Islamic Bank Limited PKR 2,158 341 of 1,747 22% PKR 20,000 Not published
#23Faysal Islami Priority World Debit Card Faysal Bank Limited PKR 3,587 215 of 1,747 37% Free Salary PKR 1,000,000/month
#24Meezan Bank Visa Infinite Debit Card Meezan Bank PKR 3,091 252 of 1,747 33% PKR 45,000 Relationship balance PKR 15,000,000
#26Faysal Islami Noor World Card Faysal Bank Limited PKR 3,361 213 of 1,747 36% PKR 26,000 Salary PKR 40,000/month
#38Meezan Bank Mastercard World Debit Card Meezan Bank PKR 2,549 248 of 1,747 27% PKR 27,500 Relationship balance PKR 5,000,000
#42Faysal Islami Priority Platinum Debit Card Faysal Bank Limited PKR 2,643 211 of 1,747 27% Free Salary PKR 500,000/month
#44Bank Alfalah Islamic Premier Visa Signature Debit Card Bank Alfalah PKR 2,290 241 of 1,747 26% Free Relationship balance PKR 3,000,000
#46Faysal Bank Limited Amal Mastercard Platinum Debit Card Faysal Bank Limited PKR 2,640 211 of 1,747 27% PKR 7,000 Not published
#50Faysal Islami Noor Platinum Card Faysal Bank Limited PKR 2,596 200 of 1,747 27% PKR 19,000 Salary PKR 40,000/month
#51MCB Islamic Bank Ltd Visa Platinum Business Debit Card MCB Islamic Bank Ltd PKR 3,212 131 of 1,747 36% PKR 12,000 Balance PKR 1,000,000
#52MCB Islamic Bank Ltd Visa Platinum Debit Card MCB Islamic Bank Ltd PKR 3,212 131 of 1,747 36% PKR 12,000 Balance PKR 1,000,000
#53HBL Islamic Gold DebitCard HBL Islamic Bank Limited PKR 1,569 265 of 1,747 17% PKR 3,800 Not published
#56HBL Islamic Titanium DebitCard HBL Islamic Bank Limited PKR 1,574 259 of 1,747 17% PKR 3,000 Not published
#65Meezan Bank Platinum Mastercard Debit Card Meezan Bank PKR 1,942 167 of 1,747 21% Free Relationship balance PKR 3,000,000
#71Meezan Bank Platinum Visa Debit Card Meezan Bank PKR 1,942 167 of 1,747 21% PKR 10,000 Not published
#73HBL Islamic Classic Business DebitCard HBL Islamic Bank Limited PKR 1,414 188 of 1,747 15% Free Not published
#74Bank Alfalah Visa Islamic Signature Debit Card Bank Alfalah PKR 1,808 198 of 1,747 22% PKR 23,000 Average balance PKR 1,000,000

Best Islamic bank cards by city

Karachi

Lahore

Islamabad

Rawalpindi

Faisalabad

Multan

Frequently asked about Islamic bank cards

What is the best Islamic card for restaurant discounts in Pakistan?
On KonsaCard's ranking for a PKR 10,000 bill, the top Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,657 saved per outing at 372 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000; Bank Alfalah Islamic Premier Visa Infinite Debit Card (Bank Alfalah), about PKR 3,264 saved per outing at 238 restaurants, no annual fee, for customers with a relationship balance of PKR 150,000,000; and HBL Islamic World Business DebitCard (HBL Islamic Bank Limited), about PKR 2,163 saved per outing at 343 restaurants, annual fee PKR 22,000.
What is the best Islamic card for restaurants in Karachi?
In Karachi the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,578 saved per outing at 110 restaurants, for customers with a relationship balance of PKR 5,000,000; Meezan Bank Visa Infinite Debit Card (Meezan Bank), about PKR 3,167 saved per outing at 99 restaurants, for customers with a relationship balance of PKR 15,000,000; and Faysal Islami Priority World Debit Card (Faysal Bank Limited), about PKR 3,541 saved per outing at 81 restaurants, for customers with a salary of PKR 1,000,000 a month or a relationship balance of PKR 10,000,000.
What is the best Islamic card for restaurants in Lahore?
In Lahore the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 3,106 saved per outing at 110 restaurants, for customers with a relationship balance of PKR 5,000,000; Bank Alfalah Islamic Premier Visa Infinite Debit Card (Bank Alfalah), about PKR 3,294 saved per outing at 88 restaurants, for customers with a relationship balance of PKR 150,000,000; and Faysal Islami Priority World Debit Card (Faysal Bank Limited), about PKR 3,420 saved per outing at 79 restaurants, for customers with a salary of PKR 1,000,000 a month or a relationship balance of PKR 10,000,000.
What is the best Islamic card for restaurants in Islamabad?
In Islamabad the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,599 saved per outing at 77 restaurants, for customers with a relationship balance of PKR 5,000,000; Bank Alfalah Islamic Premier Visa Infinite Debit Card (Bank Alfalah), about PKR 3,147 saved per outing at 51 restaurants, for customers with a relationship balance of PKR 150,000,000; and HBL Islamic World DebitCard (HBL Islamic Bank Limited), about PKR 2,086 saved per outing at 71 restaurants.
What is the best Islamic card for restaurants in Rawalpindi?
In Rawalpindi the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,551 saved per outing at 22 restaurants, for customers with a relationship balance of PKR 5,000,000; Meezan Bank Visa Infinite Debit Card (Meezan Bank), about PKR 3,500 saved per outing at 14 restaurants, for customers with a relationship balance of PKR 15,000,000; and Faysal Islami Noor World Card (Faysal Bank Limited), about PKR 3,917 saved per outing at 12 restaurants.
What is the best Islamic card for restaurants in Faisalabad?
In Faisalabad the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,038 saved per outing at 30 restaurants, for customers with a relationship balance of PKR 5,000,000; HBL Islamic World DebitCard (HBL Islamic Bank Limited), about PKR 1,954 saved per outing at 30 restaurants; and HBL Islamic World Business DebitCard (HBL Islamic Bank Limited), about PKR 1,954 saved per outing at 30 restaurants.
What is the best Islamic card for restaurants in Multan?
In Multan the leading Islamic bank cards are HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 1,984 saved per outing at 23 restaurants, for customers with a relationship balance of PKR 5,000,000; HBL Islamic World DebitCard (HBL Islamic Bank Limited), about PKR 1,810 saved per outing at 23 restaurants; and HBL Islamic World Business DebitCard (HBL Islamic Bank Limited), about PKR 1,810 saved per outing at 23 restaurants.
How does KonsaCard rank these cards?
Each card's offers are scored on a typical PKR 10,000 bill: the discount after its cap, the days it applies and how many restaurants it covers, minus a penalty for a high annual fee. No bank pays for placement. The methodology page has the full formula.
How current is this ranking?
It is rebuilt daily from bank offer pages and partner feeds; last checked November 10, 2026.

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