Karachi
- Askari Visa Signature Debit Card
- AL Habib Signature Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
- Meezan Bank Visa Infinite Debit Card
At a glance
KonsaCard ranks 182 debit cards that have restaurant offers in Pakistan. Debit cards need no credit check, only an account with the bank. The top debit card overall is Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,206 saved per outing at 408 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000. The best debit card without a high salary or balance requirement is Allied Bank Visa Platinum Debit Card (Allied Bank), about PKR 1,907 saved per outing at 324 restaurants, annual fee PKR 6,000 (#30 overall). By city, the leaders are Askari Visa Signature Debit Card in Karachi, Allied Bank Visa Infinite Debit Card in Lahore, Askari Visa Signature Debit Card in Islamabad, Askari Visa Signature Debit Card in Rawalpindi, Allied Bank Visa Infinite Debit Card in Faisalabad and MCB Bank Limited Visa Signature Debit Card in Multan.
Top 20 debit cards
Ranked across all cities by estimated saving per outing on a PKR 10,000 bill, adjusted for coverage and annual fee. Rank numbers are out of all 237 cards.
| Card | Bank | Est. saving per outing | Restaurants covered | Avg discount | Annual fee | Who can get it |
|---|---|---|---|---|---|---|
| #1Askari Visa Signature Debit Card |  Askari Bank Limited |
PKR 3,206 | 408 of 1,747 | 33% | Free | Relationship balance PKR 5,000,000 |
| #3HBL Islamic World Elite DebitCard |  HBL Islamic Bank Limited |
PKR 2,657 | 372 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #4HBL World Elite DebitCard |  Habib Bank Limited |
PKR 2,659 | 370 of 1,747 | 27% | Free | Relationship balance PKR 5,000,000 |
| #5Allied Bank Visa Infinite Debit Card |  Allied Bank |
PKR 3,409 | 332 of 1,747 | 35% | Free | Balance PKR 5,000,000 |
| #7Askari Visa Platinum Debit Card | Askari Bank Limited |
PKR 2,440 | 406 of 1,747 | 25% | PKR 8,000 | Not published |
| #9Allied Bank Visa Premium Debit Card | Allied Bank |
PKR 2,727 | 329 of 1,747 | 28% | PKR 19,500 | Balance PKR 2,000,000 |
| #10AL Habib Signature Debit Card |  Bank AL Habib |
PKR 2,778 | 317 of 1,747 | 30% | PKR 23,000 | Salary PKR 750,000/month |
| #12United Bank Limited (UBL) Mastercard Signature Debit Card |  United Bank Limited (UBL) |
PKR 2,930 | 281 of 1,747 | 30% | PKR 25,000 | Average balance PKR 3,000,000 |
| #13Bank Alfalah Islamic Premier Visa Infinite Debit Card |  Bank Alfalah |
PKR 3,264 | 238 of 1,747 | 35% | Free | Relationship balance PKR 150,000,000 |
| #15Bank Alfalah Premier Visa Infinite Debit Card | Bank Alfalah |
PKR 3,249 | 236 of 1,747 | 35% | Free | Relationship balance PKR 150,000,000 |
| #16UBL Visa Infinite Debit Card | United Bank Limited (UBL) |
PKR 2,933 | 282 of 1,747 | 30% | PKR 45,000 | Average balance PKR 3,000,000 |
| #17HBL Islamic World Business DebitCard | HBL Islamic Bank Limited |
PKR 2,163 | 343 of 1,747 | 22% | PKR 22,000 | Not published |
| #18HBL Islamic World DebitCard | HBL Islamic Bank Limited |
PKR 2,158 | 341 of 1,747 | 22% | PKR 20,000 | Not published |
| #19HBL World DebitCard | Habib Bank Limited |
PKR 2,155 | 339 of 1,747 | 22% | PKR 20,000 | Relationship balance PKR 2,000,000 |
| #20HBL World Business DebitCard | Habib Bank Limited |
PKR 2,160 | 340 of 1,747 | 22% | PKR 22,000 | Not published |
| #23Faysal Islami Priority World Debit Card |  Faysal Bank Limited |
PKR 3,587 | 215 of 1,747 | 37% | Free | Salary PKR 1,000,000/month |
| #24Meezan Bank Visa Infinite Debit Card |  Meezan Bank |
PKR 3,091 | 252 of 1,747 | 33% | PKR 45,000 | Relationship balance PKR 15,000,000 |
| #27Askari Visa Gold Debit Card | Askari Bank Limited |
PKR 1,770 | 342 of 1,747 | 18% | PKR 3,500 | Not published |
| #28MCB Bank Limited Visa Signature Debit Card |  MCB Bank Limited |
PKR 2,921 | 224 of 1,747 | 31% | Not published | Relationship balance PKR 5,000,000 |
| #30Allied Bank Visa Platinum Debit Card | Allied Bank |
PKR 1,907 | 324 of 1,747 | 20% | PKR 6,000 | Salary PKR 83,333/month |
Best debit cards by city
Lahore
- Allied Bank Visa Infinite Debit Card
- Askari Visa Signature Debit Card
- Allied Bank Visa Premium Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
Islamabad
- Askari Visa Signature Debit Card
- Askari Visa Platinum Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
- Bank Alfalah Islamic Premier Visa Infinite Debit Card
Rawalpindi
- Askari Visa Signature Debit Card
- Askari Visa Platinum Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
- Askari Visa Gold Debit Card
Faisalabad
- Allied Bank Visa Infinite Debit Card
- HBL Islamic World Elite DebitCard
- HBL World Elite DebitCard
- Allied Bank Visa Premium Debit Card
- MCB Bank Limited Visa Signature Debit Card
Multan
- MCB Bank Limited Visa Signature Debit Card
- Allied Bank Visa Infinite Debit Card
- Askari Visa Signature Debit Card
- AL Habib Signature Debit Card
- Allied Bank Visa Premium Debit Card
Frequently asked about debit cards
What is the best debit card for restaurant discounts in Pakistan?
On KonsaCard's ranking for a PKR 10,000 bill, the top debit cards are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,206 saved per outing at 408 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000; HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,657 saved per outing at 372 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000; and HBL World Elite DebitCard (Habib Bank Limited), about PKR 2,659 saved per outing at 370 restaurants, no annual fee, for customers with a relationship balance of PKR 5,000,000.
What is the best debit card for restaurants in Karachi?
In Karachi the leading debit cards are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,106 saved per outing at 111 restaurants, for customers with a relationship balance of PKR 5,000,000; AL Habib Signature Debit Card (Bank AL Habib), about PKR 2,747 saved per outing at 155 restaurants, for customers with a salary of PKR 750,000 a month or a average balance of PKR 2,000,000; and HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,578 saved per outing at 110 restaurants, for customers with a relationship balance of PKR 5,000,000.
What is the best debit card for restaurants in Lahore?
In Lahore the leading debit cards are Allied Bank Visa Infinite Debit Card (Allied Bank), about PKR 3,383 saved per outing at 150 restaurants, for customers with a balance of PKR 5,000,000; Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,330 saved per outing at 122 restaurants, for customers with a relationship balance of PKR 5,000,000; and Allied Bank Visa Premium Debit Card (Allied Bank), about PKR 2,695 saved per outing at 149 restaurants, for customers with a balance of PKR 2,000,000.
What is the best debit card for restaurants in Islamabad?
In Islamabad the leading debit cards are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,210 saved per outing at 100 restaurants, for customers with a relationship balance of PKR 5,000,000; Askari Visa Platinum Debit Card (Askari Bank Limited), about PKR 2,393 saved per outing at 100 restaurants; and HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,599 saved per outing at 77 restaurants, for customers with a relationship balance of PKR 5,000,000.
What is the best debit card for restaurants in Rawalpindi?
In Rawalpindi the leading debit cards are Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,569 saved per outing at 30 restaurants, for customers with a relationship balance of PKR 5,000,000; Askari Visa Platinum Debit Card (Askari Bank Limited), about PKR 2,588 saved per outing at 30 restaurants; and HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,551 saved per outing at 22 restaurants, for customers with a relationship balance of PKR 5,000,000.
What is the best debit card for restaurants in Faisalabad?
In Faisalabad the leading debit cards are Allied Bank Visa Infinite Debit Card (Allied Bank), about PKR 3,385 saved per outing at 26 restaurants, for customers with a balance of PKR 5,000,000; HBL Islamic World Elite DebitCard (HBL Islamic Bank Limited), about PKR 2,038 saved per outing at 30 restaurants, for customers with a relationship balance of PKR 5,000,000; and HBL World Elite DebitCard (Habib Bank Limited), about PKR 2,036 saved per outing at 30 restaurants, for customers with a relationship balance of PKR 5,000,000.
What is the best debit card for restaurants in Multan?
In Multan the leading debit cards are MCB Bank Limited Visa Signature Debit Card (MCB Bank Limited), about PKR 2,945 saved per outing at 23 restaurants, for customers with a relationship balance of PKR 5,000,000; Allied Bank Visa Infinite Debit Card (Allied Bank), about PKR 3,364 saved per outing at 22 restaurants, for customers with a balance of PKR 5,000,000; and Askari Visa Signature Debit Card (Askari Bank Limited), about PKR 3,084 saved per outing at 22 restaurants, for customers with a relationship balance of PKR 5,000,000.
How does KonsaCard rank these cards?
Each card's offers are scored on a typical PKR 10,000 bill: the discount after its cap, the days it applies and how many restaurants it covers, minus a penalty for a high annual fee. No bank pays for placement. The methodology page has the full formula.
How current is this ranking?
It is rebuilt daily from bank offer pages and partner feeds; last checked November 10, 2026.