Best credit cards for restaurant discounts in Pakistan

Credit cards usually need a minimum salary and charge an annual fee, which is listed next to each card's estimated saving.

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At a glance

KonsaCard ranks 45 credit cards that have restaurant offers in Pakistan. Credit cards usually need a minimum salary and charge an annual fee, which is listed next to each card's estimated saving. The top credit card overall is Askari World Credit Card (Askari Bank Limited), about PKR 3,141 saved per outing at 417 restaurants, annual fee PKR 25,000, for customers with a salary of PKR 1,000,000 a month. The best credit card without a high salary or balance requirement is Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,416 saved per outing at 420 restaurants, annual fee PKR 20,500 (#8 overall). By city, the leaders are Askari World Credit Card in Karachi, Askari World Credit Card in Lahore, Askari World Credit Card in Islamabad, Askari World Credit Card in Rawalpindi, HBL Visa Infinite CreditCard in Faisalabad and Askari World Credit Card in Multan.

Top 20 credit cards

Ranked across all cities by estimated saving per outing on a PKR 10,000 bill, adjusted for coverage and annual fee. Rank numbers are out of all 237 cards.

Card Bank Est. saving per outing Restaurants covered Avg discount Annual fee Who can get it
#2Askari World Credit Card Askari Bank Limited PKR 3,141 417 of 1,747 32% PKR 25,000 Salary PKR 1,000,000/month
#6HBL Visa Infinite CreditCard Habib Bank Limited PKR 2,964 345 of 1,747 30% PKR 22,000 Salary PKR 400,000/month
#8Askari Platinum Credit Card Askari Bank Limited PKR 2,416 420 of 1,747 25% PKR 20,500 Salary PKR 35,000/month
#11HBL Platinum CreditCard Habib Bank Limited PKR 2,258 367 of 1,747 23% PKR 22,000 Salary PKR 400,000/month
#14Bank Alfalah Premier Visa Infinite Credit Card Bank Alfalah PKR 3,264 238 of 1,747 35% Free Relationship balance PKR 25,000,000
#21Askari Corporate Credit Card Askari Bank Limited PKR 3,667 220 of 1,747 37% PKR 5,500 Salary PKR 35,000/month
#22Askari Gold Credit Card Askari Bank Limited PKR 1,756 380 of 1,747 18% PKR 12,000 Salary PKR 35,000/month
#25JS Bank Private Banking Visa Signature Credit Card JS Bank PKR 3,326 218 of 1,747 41% PKR 20,000 Relationship balance PKR 3,000,000
#26Faysal Islami Noor World Card Faysal Bank Limited PKR 3,361 213 of 1,747 36% PKR 26,000 Salary PKR 40,000/month
#29Allied Bank Visa Platinum Credit Card Allied Bank PKR 1,907 324 of 1,747 20% PKR 7,000 Not published
#31UBL Visa Platinum Credit Card United Bank Limited (UBL) PKR 2,523 265 of 1,747 26% PKR 22,000 Not published
#33AL Habib Platinum Credit Card Bank AL Habib PKR 2,267 285 of 1,747 24% PKR 20,000 Salary PKR 20,000/month
#37Askari Classic Credit Card Askari Bank Limited PKR 1,228 380 of 1,747 13% PKR 5,500 Salary PKR 35,000/month
#39JS Bank Visa Infinite Credit Card JS Bank PKR 3,601 174 of 1,747 44% Not published Not published
#47Bank Alfalah Premier Visa Platinum Credit Card Bank Alfalah PKR 2,278 224 of 1,747 26% Free Relationship balance PKR 3,000,000
#48JS Bank Visa Platinum Credit Card JS Bank PKR 2,465 218 of 1,747 31% PKR 15,000 Salary PKR 70,000/month
#50Faysal Islami Noor Platinum Card Faysal Bank Limited PKR 2,596 200 of 1,747 27% PKR 19,000 Salary PKR 40,000/month
#57MCB Bank Limited Visa Platinum Credit Card MCB Bank Limited PKR 1,934 224 of 1,747 28% PKR 22,000 Not published
#60HBL Gold CreditCard Habib Bank Limited PKR 1,579 261 of 1,747 17% PKR 14,000 Salary PKR 100,000/month
#62AL Habib Gold Credit Card Bank AL Habib PKR 2,040 179 of 1,747 21% PKR 8,000 Salary PKR 20,000/month

Best credit cards by city

Karachi

  • Askari World Credit Card#2 in Karachi · PKR 3,033 per outing
  • HBL Visa Infinite CreditCard#6 in Karachi · PKR 2,970 per outing
  • AL Habib Platinum Credit Card#9 in Karachi · PKR 2,256 per outing
  • Askari Platinum Credit Card#10 in Karachi · PKR 2,374 per outing
  • HBL Platinum CreditCard#13 in Karachi · PKR 2,251 per outing
All cards in Karachi

Lahore

  • Askari World Credit Card#3 in Lahore · PKR 3,296 per outing
  • Askari Platinum Credit Card#7 in Lahore · PKR 2,534 per outing
  • HBL Visa Infinite CreditCard#8 in Lahore · PKR 3,481 per outing
  • Bank Alfalah Premier Visa Infinite Credit Card#11 in Lahore · PKR 3,294 per outing
  • HBL Platinum CreditCard#15 in Lahore · PKR 2,529 per outing
All cards in Lahore

Islamabad

  • Askari World Credit Card#2 in Islamabad · PKR 3,122 per outing
  • Askari Platinum Credit Card#4 in Islamabad · PKR 2,338 per outing
  • HBL Visa Infinite CreditCard#7 in Islamabad · PKR 2,857 per outing
  • HBL Platinum CreditCard#8 in Islamabad · PKR 2,168 per outing
  • Bank Alfalah Premier Visa Infinite Credit Card#10 in Islamabad · PKR 3,147 per outing
All cards in Islamabad

Rawalpindi

  • Askari World Credit Card#3 in Rawalpindi · PKR 3,422 per outing
  • Askari Platinum Credit Card#4 in Rawalpindi · PKR 2,537 per outing
  • Askari Corporate Credit Card#5 in Rawalpindi · PKR 3,688 per outing
  • HBL Visa Infinite CreditCard#8 in Rawalpindi · PKR 2,729 per outing
  • Askari Gold Credit Card#10 in Rawalpindi · PKR 1,793 per outing
All cards in Rawalpindi

Faisalabad

  • HBL Visa Infinite CreditCard#6 in Faisalabad · PKR 2,124 per outing
  • Askari World Credit Card#7 in Faisalabad · PKR 2,691 per outing
  • HBL Platinum CreditCard#12 in Faisalabad · PKR 1,953 per outing
  • Askari Platinum Credit Card#15 in Faisalabad · PKR 2,189 per outing
  • MCB Bank Limited Visa Platinum Credit Card#16 in Faisalabad · PKR 2,298 per outing
All cards in Faisalabad

Multan

  • Askari World Credit Card#6 in Multan · PKR 3,039 per outing
  • AL Habib Platinum Credit Card#8 in Multan · PKR 2,435 per outing
  • Askari Platinum Credit Card#9 in Multan · PKR 2,422 per outing
  • HBL Visa Infinite CreditCard#14 in Multan · PKR 2,186 per outing
  • Allied Bank Visa Platinum Credit Card#16 in Multan · PKR 1,955 per outing
All cards in Multan

Frequently asked about credit cards

What is the best credit card for restaurant discounts in Pakistan?
On KonsaCard's ranking for a PKR 10,000 bill, the top credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,141 saved per outing at 417 restaurants, annual fee PKR 25,000, for customers with a salary of PKR 1,000,000 a month; HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,964 saved per outing at 345 restaurants, annual fee PKR 22,000, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000; and Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,416 saved per outing at 420 restaurants, annual fee PKR 20,500.
What is the best credit card for restaurants in Karachi?
In Karachi the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,033 saved per outing at 113 restaurants, for customers with a salary of PKR 1,000,000 a month; HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,970 saved per outing at 98 restaurants, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000; and AL Habib Platinum Credit Card (Bank AL Habib), about PKR 2,256 saved per outing at 138 restaurants.
What is the best credit card for restaurants in Lahore?
In Lahore the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,296 saved per outing at 124 restaurants, for customers with a salary of PKR 1,000,000 a month; Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,534 saved per outing at 125 restaurants; and HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 3,481 saved per outing at 103 restaurants, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000.
What is the best credit card for restaurants in Islamabad?
In Islamabad the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,122 saved per outing at 102 restaurants, for customers with a salary of PKR 1,000,000 a month; Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,338 saved per outing at 103 restaurants; and HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,857 saved per outing at 73 restaurants, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000.
What is the best credit card for restaurants in Rawalpindi?
In Rawalpindi the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,422 saved per outing at 31 restaurants, for customers with a salary of PKR 1,000,000 a month; Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,537 saved per outing at 31 restaurants; and Askari Corporate Credit Card (Askari Bank Limited), about PKR 3,688 saved per outing at 22 restaurants.
What is the best credit card for restaurants in Faisalabad?
In Faisalabad the leading credit cards are HBL Visa Infinite CreditCard (Habib Bank Limited), about PKR 2,124 saved per outing at 29 restaurants, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000; Askari World Credit Card (Askari Bank Limited), about PKR 2,691 saved per outing at 25 restaurants, for customers with a salary of PKR 1,000,000 a month; and HBL Platinum CreditCard (Habib Bank Limited), about PKR 1,953 saved per outing at 30 restaurants, for customers with a salary of PKR 400,000 a month or a relationship balance of PKR 1,000,000.
What is the best credit card for restaurants in Multan?
In Multan the leading credit cards are Askari World Credit Card (Askari Bank Limited), about PKR 3,039 saved per outing at 22 restaurants, for customers with a salary of PKR 1,000,000 a month; AL Habib Platinum Credit Card (Bank AL Habib), about PKR 2,435 saved per outing at 23 restaurants; and Askari Platinum Credit Card (Askari Bank Limited), about PKR 2,422 saved per outing at 23 restaurants.
How does KonsaCard rank these cards?
Each card's offers are scored on a typical PKR 10,000 bill: the discount after its cap, the days it applies and how many restaurants it covers, minus a penalty for a high annual fee. No bank pays for placement. The methodology page has the full formula.
How current is this ranking?
It is rebuilt daily from bank offer pages and partner feeds; last checked November 10, 2026.

Other card guides

Last updated . Independent restaurant discount comparison for Pakistan. Offers can change. Always confirm current terms directly with the bank or restaurant.
Restaurant data, branch addresses, and offer details are sourced from Peekaboo Guru, Easypaisa, and bank-published material. KonsaCard is an independent comparison and is not affiliated with any bank or merchant.