Best cards for Shopping discounts in Pakistan

148 stores across Faisalabad, Islamabad, Karachi, Lahore, Multan and Rawalpindi give bank card holders a discount, with 7,952 offers from 19 banks. They cover Men's Wear, Footwear, Women's Wear, Jewelry, Kid's Wear and Optics. Cards are ranked by estimated saving on a typical PKR 15,000 bill, not by headline percentage alone.

Stores148
Banks19
Cards223
Best discount50%headline %
Cities6
Rank Shopping cards in the tool →
Offers verified
Home/Deals/Shopping

Top 10 cards for Shopping

The ten best cards across all cities, by estimated saving on a PKR 15,000 bill. "Covers" is the number of stores where the card has an offer. Card names link to the full card page where we have one. See the methodology for how the score works.

Card Bank Avg discount Est. saving per visit Stores covered Annual fee
#1HBL Islamic World Elite DebitCard HBL Islamic Bank Limited 20% PKR 3,077 29 of 148 Free
#2HBL World Elite DebitCard Habib Bank Limited 21% PKR 3,158 27 of 148 Free
#3Visa Infinite Debit Card Allied Bank 22% PKR 3,276 23 of 148 Free
#4Private Banking Visa Signature Credit Card JS Bank 25% PKR 3,310 17 of 148 PKR 20,000
#5Visa Premium Debit Card Allied Bank 20% PKR 3,000 22 of 148 PKR 19,500
#6HBL Platinum CreditCard Habib Bank Limited 20% PKR 3,053 27 of 148 PKR 22,000
#7HBL Islamic World DebitCard HBL Islamic Bank Limited 19% PKR 2,913 25 of 148 PKR 20,000
#8Visa Platinum Credit Card JS Bank 20% PKR 2,943 16 of 148 PKR 15,000
#9HBL Islamic World Business DebitCard HBL Islamic Bank Limited 19% PKR 2,913 25 of 148 PKR 22,000
#10Mastercard World Debit Card JS Bank 25% PKR 3,313 16 of 148 PKR 17,000

Best cards by city

The top three cards for Shopping in each city. Coverage is counted against the stores in that city only.

All 148 stores

Every store with a card offer, in alphabetical order. Each page lists the banks and cards that work there, branch details and the days each offer is valid.

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B

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D

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F

G

H

I

J

K

L

M

N

O

P

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T

U

V

W

  • Walkout · Men's Wear · 2 banks · 1 city

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Frequently asked about Shopping discounts

Which card gives the best Shopping discount in Pakistan?
On KonsaCard's ranking the HBL Islamic Bank Limited HBL Islamic World Elite DebitCard comes first for Shopping, with an average discount of 20% across the stores it covers (29 of 148). The ranking weighs discount depth, caps and how many stores a card works at, so it will not always match the biggest headline percentage. Open the comparison tool to rank cards on your own bill size.
How many stores offer bank card discounts for Shopping?
KonsaCard lists 148 stores with 7,952 active card offers from 19 banks across Faisalabad, Islamabad, Karachi, Lahore, Multan and Rawalpindi. Open any store page to see every card that works there.
Which banks cover the most stores for Shopping?
By number of stores covered, the widest coverage is from HBL Islamic Bank Limited (29), Bank AL Habib (28) and Faysal Bank Limited (27). Coverage is only one signal. A smaller bank can still have the deepest discounts at the places you actually use.
Do Shopping discounts apply every day?
It depends on the offer. Some Shopping deals run daily and others only on certain days of the week. The Days column on each store page shows when a card's discount is valid, and the comparison tool can filter by day.
How does KonsaCard rank cards for Shopping?
Each card is scored on the estimated saving over a typical PKR 15,000 bill, taking in the discount, any cap, and the share of stores where the card works. Our methodology page explains the model in full.
How often is Shopping offer data updated?
The Shopping offers are refreshed daily from public bank and merchant feeds and was last verified on November 10, 2026. Banks change terms without notice, so confirm the current discount and cap with the bank or merchant before relying on a figure. The contact page has a form for reporting corrections.

More deals by category

Last updated . Independent bank card discount comparison for Pakistan. Offers can change, so always confirm current terms directly with the bank or merchant.
Merchant data, branch addresses, and offer details are sourced from Peekaboo Guru and bank-published material. KonsaCard is an independent comparison and is not affiliated with any bank or merchant.