Key findings
- NBP cards get a discount at the most restaurants: 558 of the 1,409 we track.
- 79% of card dining offers are on debit cards, so a credit card is not needed for most discounts.
- 449 bank and restaurant pairs offer 50% or more off the bill.
- Lahore has the most restaurants with card discounts (582).
Banks ranked by restaurants covered
Restaurants where at least one of the bank's cards gets a discount. Typical discount is the median of each restaurant's best whole-bill offer from that bank.
| # | Bank | Restaurants | Faisalabad | Islamabad | Karachi | Lahore | Multan | Rawalpindi | Typical discount | Biggest |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | NBP | 558 | 19 | 135 | 214 | 228 | 20 | 24 | 15% | 50% |
| 2 | Askari Bank | 309 | 25 | 103 | 113 | 125 | 23 | 31 | 40% | 50% |
| 3 | HBL | 274 | 30 | 77 | 110 | 109 | 23 | 22 | 30% | 40% |
| 4 | HBL Islamic | 274 | 30 | 77 | 110 | 110 | 23 | 22 | 25% | 40% |
| 5 | Bank AL Habib | 263 | 15 | 42 | 155 | 68 | 24 | 13 | 30% | 50% |
| 6 | Allied Bank | 246 | 26 | 46 | 78 | 150 | 22 | 10 | 40% | 50% |
| 7 | UBL | 220 | 23 | 42 | 89 | 95 | 17 | 16 | 30% | 55% |
| 8 | Faysal Bank | 198 | 16 | 40 | 102 | 93 | 19 | 20 | 40% | 50% |
| 9 | Bank Alfalah | 196 | 14 | 52 | 70 | 97 | 6 | 11 | 30% | 50% |
| 10 | Meezan Bank | 187 | 18 | 27 | 100 | 83 | 13 | 14 | 30% | 50% |
| 11 | JS Bank | 167 | 9 | 36 | 79 | 75 | 11 | 9 | 50% | 50% |
| 12 | BOP | 156 | 21 | 28 | 27 | 105 | 16 | 9 | 50% | 50% |
| 13 | MCB | 151 | 24 | 32 | 54 | 81 | 23 | 10 | 30% | 60% |
| 14 | Al Baraka Bank | 131 | 16 | 20 | 77 | 44 | 11 | 9 | 20% | 50% |
| 15 | Easypaisa | 114 | 0 | 16 | 69 | 37 | 0 | 0 | 15% | 55% |
| 16 | Habib Metro Bank | 102 | 8 | 20 | 60 | 38 | 5 | 9 | 35% | 40% |
| 17 | MCB Islamic | 98 | 14 | 21 | 30 | 63 | 16 | 7 | 40% | 50% |
| 18 | Jubilee Life Insurance | 54 | 6 | 10 | 37 | 10 | 4 | 6 | 40% | 60% |
| 19 | BankIslami | 25 | 6 | 7 | 16 | 16 | 5 | 3 | 15% | 40% |
| 20 | Soneri Bank | 14 | 5 | 3 | 9 | 10 | 3 | 1 | 15% | 15% |
| 21 | Standard Chartered | 14 | 5 | 3 | 9 | 11 | 3 | 1 | 15% | 15% |
| 22 | JazzCash | 1 | 0 | 1 | 1 | 1 | 0 | 0 | 30% | 30% |
Restaurants that take the most banks' cards
Use these figures
Free to quote with a link. Suggested citation: KonsaCard, Pakistan Card Discount Index, November 2026, konsacard.pk/card-discount-index/. For the full data or a comment, email [email protected].
About the index
Which bank gives the most restaurant discounts in Pakistan?
NBP cards get a discount at the most restaurants: 558 of the 1,409 we track.
How is the Card Discount Index made?
KonsaCard collects every bank's published card dining offers daily, from Peekaboo Guru, Easypaisa Discount World and the banks' own lists, and counts restaurants per bank and city. Figures are as of 10 November 2026.
Can I use these figures in an article?
Yes. Please credit and link: KonsaCard, Pakistan Card Discount Index, November 2026, konsacard.pk/card-discount-index/.
Where this data comes from
KonsaCard collects every bank's published card offers each day, from Peekaboo Guru, Easypaisa Discount World and the banks' own lists, and ranks cards by what they save on a typical bill. Offers last checked 10 November 2026. Compiled by Faizan Raza, founder of KonsaCard. How cards are ranked: methodology. Spotted a wrong offer? Tell us and we fix it within a day.